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Prof. Joselito Guianan Chan's The Labor Code of the Philippines, Annotated Labor Standards & Social Legislation Volume I of a 3-Volume Series 2019 Edition (3rd Revised Edition)
 

 
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September-1927 Jurisprudence                 

  • G.R. No. 27484 September 1, 1927 - ANGEL LORENZO v. DIRECTOR OF HEALTH

    050 Phil 595

  • G.R. No. 26957 September 2, 1927 - PEOPLE OF THE PHIL. v. SIMEON YUSAY

    050 Phil 598

  • G.R. No. 26360 September 7, 1927 - PEOPLE OF THE PHIL. v. ERIBERTO CALLE

    050 Phil 616

  • G.R. No. 27234 September 7, 1927 - ROMAN CATHOLIC BISHOP OF NUEVA SEGOVIA v. COLLECTOR OF INTERNAL REVENUE

    050 Phil 618

  • G.R. No. 26659 September 9, 1927 - GOVERNMENT OF THE PHIL. v. JOAQUIN SERNA

    050 Phil 624

  • G.R. No. 26672 September 9, 1927 - PROCESO ECHARRI v. FELICIANO GOMEZ

    050 Phil 629

  • G.R. No. 27054 September 9, 1927 - MACARIA SOLIS v. CHUA PUA HERMANOS

    050 Phil 636

  • G.R. Nos. 26853-26855 September 10, 1927 - PEOPLE OF THE PHIL. v. HIPOLITO UNDIANA

    050 Phil 641

  • G.R. No. 27143 September 10, 1927 - QUINTILLANA SAMSON v. MANUEL CARRATALA

    050 Phil 647

  • G.R. No. 27178 September 10, 1927 - TIMOTEO UNSON v. SMITH, BELL & CO.

    050 Phil 654

  • G.R. No. 27213 September 10, 1927 - PEOPLE OF THE PHIL. v. LINO S. TAN

    050 Phil 660

  • G.R. No. 27449 September 10, 1927 - CHUA PUA HERMANOS v. REGISTER OF DEEDS OF BATANGAS

    050 Phil 670

  • G.R. Nos. 26598 & 26599 September 17, 1927 - SIA SIMEON VELEZ v. RAMON CHAVES

    050 Phil 676

  • G.R. No. 26671 September 17, 1927 - MUNICIPALITY OF ORION v. F. B. CONCHA

    050 Phil 679

  • G.R. No. 27209 September 17, 1927 - ANDRES M. GABRIEL v. PROVINCIAL BOARD OF PAMPANGA

    050 Phil 686

  • G.R. No. 27020 September 19, 1927 - ASIA BANKING CORPORATION v. M. J. MCCUENE

    050 Phil 694

  • G.R. No. 27498 September 20, 1927 - IN RE: JOSEFA TONGCO v. ANASTACIA VIANZON

    050 Phil 698

  • G.R. No. 28320 September 20, 1927 - RUFO SAN JUAN v. PERFECTO ABORDO

    050 Phil 703

  • G.R. No. 26849 September 21, 1927 - GOVERNMENT OF THE PHIL. v. MARTINO TOMBIS TRIÑO

    050 Phil 708

  • G.R. No. 26771 September 23, 1927 - RUPERTO SANTOS v. PUBLIC SERVICE COMMISSION

    050 Phil 720

  • G.R. No. 27180 September 24, 1927 - TEODORO DE CASTRO v. MARINO OLONDRIZ

    050 Phil 725

  • G.R. No. 26538 September 27, 1927 - PEOPLE OF THE PHIL. v. FLORENTINO SORIANO

    050 Phil 735

  • G.R. No. 26844 September 27, 1927 - ISABEL FLORES v. TRINIDAD LIM

    050 Phil 738

  • G.R. No. 26941 September 27, 1927 - JUAN ARQUIZA LUTA v. MUNICIPALITY OF ZAMBOANGA

    050 Phil 748

  • G.R. No. 27048 September 27, 1927 - SILVESTRA BARON v. ANSELMO SAMPANG

    050 Phil 756

  • G.R. No. 27552 September 27, 1927 - MANILA MERCANTILE Co. v. MARIANO FLORES

    050 Phil 759

  • G.R. No. 28117 September 27, 1927 - LORENZA SUÑGA v. FRANCISCO TINGIN

    050 Phil 766

  • G.R. No. 27110 September 28, 1927 - PEOPLE OF THE PHIL. v. GUILLERMO MIANA

    050 Phil 771

  • G.R. No. 27120 September 28, 1927 - JUANA AGAPITO v. CANDIDO MOLO

    050 Phil 779

  • G.R. No. 26708 September 29, 1927 - PEOPLE OF THE PHIL. v. ALEJO RESABAL

    050 Phil 780

  • G.R. No. 27483 September 29, 1927 - ENCARNACION RAMOS v. JUSTO DUEÑO

    050 Phil 786

  • G.R. No. 27895 September 30, 1927 - CLEMENTE REYES v. PABLO BORBON

    050 Phil 791

  • G.R. No. 27040 September 29, 1927 - PEOPLE OF THE PHIL. v. FAUSTINO GARALDE

    052 Phil 1000

  •  





     
     

    G.R. No. 26659   September 9, 1927 - GOVERNMENT OF THE PHIL. v. JOAQUIN SERNA<br /><br />050 Phil 624

     
    PHILIPPINE SUPREME COURT DECISIONS

    FIRST DIVISION

    [G.R. No. 26659. September 9, 1927.]

    THE GOVERNMENT OF THE PHILIPPINE ISLANDS, Plaintiff-Appellee, v. JOAQUIN SERNA, NARCISO XAVIER, FRANCISCO J. GONZALEZ, MARIANO G. VELOSO and JOSE C. MACAPINLAC, Defendants. FRANCISCO J. GONZALEZ, Appellant.

    Jose Martinez San Agustin for Appellant.

    Attorney-General Jaranilla for Appellee.

    SYLLABUS


    1. ACTION; COMPLAINT; FACTS ALLEGED IN A COMPLAINT OR ANSWER, NOT ADMITTED OR PROVED, CONSTITUTE NO GROUND FOR DECISION. — A mere allegation of facts in a complaint, in the absence of admission or proof in support thereof, cannot furnish the basis for a decision. Facts must be alleged and proved, unless admitted, in order to constitute the basis of a decision.

    2. LIENHOLDERS; SUBSEQUENT LIENHOLDERS; RIGHT OF SUBSEQUENT LIENHOLDER TO RELIEVE MORTGAGED PROPERTY FROM PRIOR LIENS. — A second lienholder upon property has a right in an action of foreclosure to redeem the land from a first mortgage by payment thereof.


    D E C I S I O N


    JOHNSON, J.:


    This action was commenced by the Government of the Philippine Islands on the 11th day of July, 1924, in the Court of First Instance of the City of Manila to foreclose a mortgage for P40,000, executed by the defendant Joaquin Serna in favor of the Postal Savings Bank on a piece of land and the improvements thereon, located in the City of Manila; and also to recover several sums of money advanced by the Postal Savings Bank for insurance premiums due on said premises.

    The defendant Francisco J. Gonzalez answered, alleging that he had acquired the land in question through foreclosure proceedings in the Court of First Instance of the City of Manila in civil case No. 25251, entitled Francisco J. Gonzalez v. Narciso Xavier and Jose C. Macapinlac, subject to the mortgage held by the Postal Savings Bank. He prayed that his title to said land be recognized as well as his right to pay the mortgage held by the Postal Savings Bank on said land.

    The defendant Narciso Xavier answered, denying generally each and every allegation of the complaint, and prayed that he be absolved from all liability thereunder.

    The defendant Jose C. Macapinlac answered, admitting plaintiff’s allegation, that on the 27th day of September, 1923 he (Macapinlac) bought the land in question together with the improvements thereon, subject to the first, second, and third mortgages thereon in favor of the Postal Savings Bank, Francisco J. Gonzalez and Mariano G. Veloso, respectively. He alleged that prior to his purchase of the premises he was not responsible for the interest then due on the mortgage as well as the premiums due on the insurance. He also alleged that on August 16, 1924, the Court of First Instance of Manila approved the sale of said premises to Francisco J. Gonzalez, as a result of foreclosure proceedings instituted by said Gonzalez. He prayed that he be absolved from all liability under the complaint, with costs against the plaintiff.

    The defendants Mariano G. Veloso and Joaquin Serna, having failed to answer the complaint, were declared in default.

    Subsequent to the answers of the defendants, the plaintiff filed three supplemental complaints, containing allegations as to additional amounts advanced by the Postal Savings Bank for assessment taxes and insurance premiums which have become due after the filing of the original complaint.

    Upon the issue raised by the pleadings, the cause was brought on for trial. No one of the defendants appeared at the trial. (See minutes of the proceedings of February 5, 1926, p. 98, record.) During the trial the plaintiff introduced oral and documentary evidence in support of its allegations. After a careful consideration of the evidence adduced by the plaintiff, the Honorable S. del Rosario, judge, rendered a judgment in favor of the plaintiff and against the defendant Jose C. Macapinlac, ordering him to pay the amount of the mortgage, P40,000, together with the interest thereon and the various sums advanced by the Postal Savings Bank for insurance premiums and assessments taxes and the interest thereon. Said sums are specifically stated in the judgment of the court and in the amendment thereto. The court further ordered the sale of the premises in case of nonpayment within three months of the amount of the judgment, and that, in case of insufficiency of the proceeds of the sale to cover the total amount of the judgment, the defendant Joaquin Serna should pay the balance remaining unsatisfied.

    From that judgment the defendant Francisco J. Gonzalez appealed.

    An examination of the record shows that on the 23d day of August, 1920, the defendant Joaquin Serna executed in favor of the Postal Savings Bank a mortgage for the sum of P40,000 on a piece or parcel of land located in the City of Manila, payable in two years, on or before August 23, 1922. The mortgage (Exhibit A), among other things, provides:jgc:chanrobles.com.ph

    "I (Joaquin Serna) agree to and will pay and discharge at their maturity all lawful taxes or assessments laid or assessed upon said lot during the term and existence of this mortgage, and in default, thereof, said Philippine Postal Savings Bank may pay for and discharge the same; I further agree to insure and will keep fully insured against fire at my expense in the full amount of the loan to me herein made in the name and in favor of, and the policies endorsed to, the said Philippine Postal Savings Bank, any and all buildings which are now or may be hereafter erected upon said lot of land during the term and existence of this mortgage, and, in default thereof, said bank may pay for and so keep such buildings so insured, and any and all sums so paid by said bank for either or both such taxes or assessments and or insurance shall bear interest at the rate of seven per cent (7%) per annum, and shall be considered and held to be secured by this mortgage, and be a lien on said lot and buildings herein mortgaged; . . . ."cralaw virtua1aw library

    The record also shows that said mortgage and the interest thereon have not been paid; that the Postal Savings Bank paid several amounts for insurance premiums and assessment taxes due on said premises; that on March 21, 1922, the defendant Joaquin Serna sold the premises in question (Exhibit C) to the defendant Narciso Xavier, subject to the mortgage held by the bank; that said premises were also encumbered with a second and third mortgages, dated March 21, 1922 and September 7, 1923, in favor of Francisco J. Gonzalez and Mariano G. Veloso, respectively; that on September 27, 1923, the defendant Narciso Xavier sold the premises in question to the defendant Jose C. Macapinlac (Exhibit D) for the sum of P44,475.45, subject to the encumbrances existing thereon, including the first mortgage in favor of the bank. Therefore, Macapinlac became responsible to the bank for the mortgage of P40,000 and for the other liabilities arising under the mortgage, as stipulated in the contract (Exhibit A). Literally, Macapinlac stepped into the shoes of the mortgagor Joaquin Serna.

    The appellant Francisco J. Gonzalez now contends that the lower court committed an error:chanrob1es virtual 1aw library

    1. In not making any findings as to the facts alleged by him in his answer to the complaint; and

    2. In not upholding his right, as purchaser of the premises, to pay the first mortgage executed by Joaquin Serna in favor of the Postal Savings Bank.

    With reference to the first assignment of error, it may be said that mere allegations in the complaint or answer, which are not admitted or supported by evidence, of course, have no place in the decision of the court except as mere argument. Decisions of the courts should contain facts which are either admitted or proved. A mere allegation of facts, in the absence of admission or proof in support thereof, cannot furnish the basis for a decision. Facts must be alleged and prayed, unless admitted, in order to constitute the basis of a decision. In the present case none of the parties appeared during the trial of the cause and, of course, presented no proof in support of their allegation. With reference to the second assignment of error, it may be said that no rule is better settled than the one which permits subsequent lienholders to relieve mortgaged property from prior lien by payment of such prior lien. The appellant therefore has a perfect right, before the final terminaton of the present cause, to pay off the amount of the first lien in favor of the plaintiff herein. In other words, the second lienholder has a perfect right in an action of foreclosure to redeem the land from a first mortgage by payment.

    We have made a careful examination of the record and the decision of the lower court. We are fully convinced that the findings and conclusions of the lower court are correct and in conformity with the facts established during the trial. The judgment appealed from should be and is hereby affirmed, with costs. So ordered.

    Avanceña, C.J., Street, Malcolm, Villamor, Johns, Romualdez, and Villa-Real, JJ., concur.

    G.R. No. 26659   September 9, 1927 - GOVERNMENT OF THE PHIL. v. JOAQUIN SERNA<br /><br />050 Phil 624


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