Philippine Supreme Court Jurisprudence


Philippine Supreme Court Jurisprudence > Year 2013 > June 2013 Decisions > G.R. NO. 193453, June 05, 2013 - SPOUSES RUBIN AND PORTIA HOJAS, Petitioners, v. PHILIPPINE AMANAH BANK AND RAMON KUE, Respondents. :




G.R. NO. 193453, June 05, 2013 - SPOUSES RUBIN AND PORTIA HOJAS, Petitioners, v. PHILIPPINE AMANAH BANK AND RAMON KUE, Respondents.

PHILIPPINE SUPREME COURT DECISIONS

THIRD DIVISION

G.R. NO. 193453, June 05, 2013

SPOUSES RUBIN AND PORTIA HOJAS, Petitioners, v. PHILIPPINE AMANAH BANK AND RAMON KUE, Respondents.

D E C I S I O N

MENDOZA, J.:

This is a petition for review on certiorari assailing the July 28, 2010 Decision1 of the Court of Appeals (CA), in CA-G.R. CV No. 55722, which affirmed the May 27, 1996 Decision of the Regional Trial Court, Branch 13, Zamboanga City (RTC), dismissing Civil Case No. 1028 (3952), an action for "Determination of True Balance of Mortgage, Debt, Annulment/Setting Aside of Extrajudicial Foreclosure of Mortgage and Damages, with Prayer for Preliminary Injunction."

The petitioners, Spouses Rubin and Portia Hojas (petitioners), alleged that on April 11, 1980, they secured a loan from respondent Philippine Amanah Bank (PAB) in the amount of P450,000.00; that this loan was secured by a mortgage, covering both personal and real properties; that from May 14, 1981 to June 27, 1986, they made various payments amounting to P486,162.13; that PAB, however, did not properly credit their payments; that based on the summary of payments furnished by PAB to them on February 24, 1989, only 13 payments were credited, erroneously amounting to ?317,048.83; that PAB did not credit the payment they made totaling P165,623.24; and that, in the statement of their account as of October 17, 1984, PAB listed their total payment as P412,211.54 on the principal, and P138,472.09 as 30% interest, all amounting to P550,683.63, despite the fact that at that time, petitioners had already paid the total sum of P486,162.13.2chanroblesvirtuallawlibrary

Petitioners further averred that for failure to pay the loan, PAB applied for the extrajudicial foreclosure of the mortgaged real properties of petitioners with the Ex-Officio Sheriff; that consequently, a Notice of Extrajudicial Foreclosure was issued on January 12, 1987 setting the foreclosure sale on April 21, 1987 and, stating therein the mortgage debt in the sum of P450,000.00; and that, in the public auction conducted, PAB acquired said real property.3chanroblesvirtuallawlibrary

It was further alleged that on March 9, 1988, through the intervention of then Senator Aquilino Pimentel, Farouk A. Carpizo (Carpizo), the OIC- President of PAB, wrote Roberto Hojas (Roberto), petitioners' son, informing him that although the one-year redemption period would expire on April 21, 1988, by virtue of the bank's incentive scheme, the redemption period was extended until December 31, 1988; that despite said letter from the OIC-President, the OIC of the Project Development Department of PAB wrote Rubin Hojas that the real properties acquired by PAB would be sold in a public bidding before the end of August, 1988; that on November 4, 1988, a public bidding was conducted; that in the said bidding, the mortgaged properties were awarded to respondent Ramon Kue (Kue); that subsequently, they received a letter from the OIC of the Project Development Department, dated January 3, 1989, informing them that they had fifteen (15) days from receipt within which to vacate the premises; that Kue then sent another letter, dated January 31, 1989, informing them that he had already acquired the said property and that they were requested to vacate the premises within fifteen (15) days from receipt thereof;4 and that because of this development, on May 7, 1991, petitioners filed an action for "Determination of True Balance of Mortgage Debt, Annulment/Setting Aside of Extrajudicial Foreclosure of Mortgage and Damages, with Prayer for Preliminary Injunction" against PAB.5chanroblesvirtuallawlibrary

On May 27, 1996, the RTC dismissed petitioners' complaint. It ruled, among others, that: 1) PAB was not guilty of bad faith in conducting the extrajudicial foreclosure as it, at one time, even suspended the conduct of the foreclosure upon the request of petitioners, who, nevertheless, failed to exert effort to settle their accounts; 2) because petitioners failed to redeem their properties within the period allowed, PAB became its absolute owner and, as such, it had the right to sell the same to Kue, who acquired the property for value and in good faith; and 3) the subsequent foreclosure and auction sale having been conducted above board and in accordance with the requisite legal procedure, collusion [between PAB and Kue] was certainly alien to the issue.6chanroblesvirtuallawlibrary

Aggrieved, petitioners filed an appeal assailing the May 27, 1996 RTC Decision. They asserted that the March 9, 1988 Letter of Carpizo to Roberto Hojas extended the redemption period from April 21 to December 31, 1988. Considering that they had relied on Carpizo's representation, PAB violated the principle of estoppel when it conducted the public sale on November 4, 1988.7 Their basis was the portion of said letter which stated:chanroblesvirtualawlibrary

x x x x

As the Bank has adopted an incentive scheme whereby payments are liberalized to give chances to former owners to repossess their properties, we suggest that you advise your parents to drop by at our Zamboanga Office so they can avail of this rare privilege which shall be good only up to December 31, 1988. (Emphasis supplied)8

The CA was not sympathetic with petitioners' position. It held that the period of redemption was never extended. The date "December 31, 1988" was not an extension of the redemption period. It was merely the last day for the availment of the liberalized payment for the repossession of foreclosed assets under PAB's incentive scheme. PAB, through said letter, did not make an unqualified representation to petitioners that it had extended the redemption period. As such, PAB could not be said to have violated the principle of estoppel when it conducted a public sale on November 4, 1988.9 Thus, the dispositive portion of the CA decision reads:chanroblesvirtualawlibrary

ACCORDINGLY, the instant appeal is DENIED. The Decision dated May 27, 1996, of the Regional Trial Court, 9th Judicial Region, Branch No. 13 of Zamboanga City, in Civil Case No. 1028 (3952), is AFFIRMED.

SO ORDERED. 10

Undaunted, petitioners filed the present petition for review. It postulated the sole issue:chanroblesvirtualawlibrary

WHETHER OR NOT THE CA ERRED IN NOT HOLDING PAB TO HAVE VIOLATED THE PRINCIPLE OF ESTOPPEL WHEN THE LATTER CONDUCTED THE NOVEMBER 4, 1988 PUBLIC SALE.

Petitioners reiterated their argument that the November 4, 1988 public sale by PAB was violative of the principle of estoppel because said bank made it appear that the one-year redemption period was extended. As such, when PAB sold the property before said date, they suffered damages and were greatly prejudiced.11 They also argued that since they manifested their interest in availing of the said "incentive scheme," PAB should have, at the very least, waited until December 31, 1988, before it sold the subject foreclosed property in a public auction.12chanroblesvirtuallawlibrary

On the other hand, PAB explains that the purpose of the "incentive scheme" was to give previous owners the chance to redeem their properties on easy payment term basis, through condonation of some charges and penalties and allowing payment by installment based on their proposals which may be acceptable to PAB. Therefore, the March 9, 1988 Letter of Carpizo was an invitation for petitioners to submit a proposal to PAB.13 It was not meant to extend the one-year redemption period.

As early as August 11, 1988, PAB wrote petitioners informing them of the scheduled public bidding. After receipt of the letter, petitioners went to PAB to signify their willingness to avail of the said incentive scheme. They, however, failed to submit a proposal. In fact, PAB did not hear from petitioners again. As such, the respondent sold the subject property in a public sale on November 4, 198814 PAB cited the RTC's finding that although the petitioners manifested their intention to avail of the incentive scheme desire alone was not sufficient. Redemption is not a matter of intent but involved making the proper payment or tender of the price of the land within the specified period.15chanroblesvirtuallawlibrary

The petition is bereft of merit.

Through estoppel, an admission or representation is rendered conclusive upon the person making it, and cannot be denied or disproved as against the person relying on it.16 This doctrine is based on the grounds of public policy, fair dealing, good faith, and justice and its purpose is to forbid one to speak against his own act, representations or commitments to the injury of one to whom they were directed and who reasonably relied on it.17 Thus, in order for this doctrine to operate, a representation must have been made to the detriment of another who relied on it. In other words, estoppel would not lie against one who, in the first place, did not make any representation.

In this case, a perusal of the letter, on which petitioners based their position that the redemption period had been extended, shows otherwise. Pertinent portions of the said letter read:chanroblesvirtualawlibrary

x x x x

Our records show that the above account has already been foreclosed by the bank. However, the borrowers concerned can still exercise the one (1) year right of redemption over the foreclosed properties until April 21, 1988.

As the Bank has adopted an incentive scheme whereby payments are liberalized to give chances to former owners to repossess their properties, we suggest that you advise your parents to drop by at our Zamboanga Office so they can avail of this rare privilege which shall be good only up to December 31, 1988. [Emphases and Underscoring Supplied]18

As correctly held by the RTC and upheld by the CA, the date "December 31, 1988" refers to the last day when owners of foreclosed properties, like petitioners, could submit their payment proposals to the bank. The letter was very clear. It was about the availment of the liberalized payment scheme of the bank. On the last day for redemption, the letter was also clear. It was April 21, 1988. It was never extended.

The opportunity given to the petitioners was to avail of the liberalized payment scheme which program would expire on December 31, 1988. As explained by Abraham Iribani (Iribani), the OIC of the Project Development Department of PAB, it was to give a chance to previous owners to repossess their properties on easy term basis, possibly by condonation of charges and penalties and payment on instalment. The letter of Carpizo was an invitation to the petitioners to come to the bank with their proposal. It appears that the petitioners could not come up with a proposal acceptable to the bank.

For said reason, the mortgaged property was included in the list of mortgaged properties that would be sold through a scheduled public bidding. Thus, on August 11, 1988, Iribani wrote the petitioners about the scheduled bidding. In response, the petitioners told Iribani that they would go Manila to explain their case. They did not, however, return even after the public bidding. In this regard, the CA was correct when it wrote:chanroblesvirtualawlibrary

Here, there is no estoppel to speak of. The letter does not show that the Bank had unqualifiedly represented to the Hojases that it had extended the redemption period to December 31, 1988. Thus, the Hojases have no basis in positing that the public sale conducted on November 4, 1988 was null and void for having been prematurely conducted.19

Moreover, petitioners' allegation that they had signified their intention to avail of the incentive scheme (which they have equated to their intention to redeem the property), did not amount to an exercise of redemption precluding the bank from making the public sale.20 In the case of China Banking Corporation v. Martir,21 this Court expounded on what constitutes a proper exercise of the right of redemption, to wit:chanroblesvirtualawlibrary

The general rule in redemption is that it is not sufficient that a person offering to redeem manifests his desire to do so. The statement of intention must be accompanied by an actual and simultaneous tender of payment. This constitutes the exercise of the right to repurchase.

In several cases decided by the Court where the right to repurchase was held to have been properly exercised, there was an unequivocal tender of payment for the full amount of the repurchase price. Otherwise, the offer to redeem is ineffectual. Bona fide redemption necessarily implies a reasonable and valid tender of the entire repurchase price, otherwise the rule on the redemption period fixed by law can easily be circumvented.

Moreover, jurisprudence also characterizes a valid tender of payment as one where the full redemption price is tendered. Consequently, in this case, the offer by respondents on July 24, 1986 to redeem the foreclosed properties for P1,872,935 and the subsequent consignation in court of P1,500,000 on August 27, 1986, while made within the period of redemption, was ineffective since the amount offered and actually consigned not only did not include the interest but was in fact also way below the P2,782,554.66 paid by the highest bidder/purchaser of the properties during the auction sale.

In Bodiongan vs. Court of Appeals, we held:chanroblesvirtualawlibrary

In order to effect a redemption, the judgment debtor must pay the purchaser the redemption price composed of the following: (1) the price which the purchaser paid for the property; (2) interest of 1% per month on the purchase price; (3) the amount of any assessments or taxes which the purchaser may have paid on the property after the purchase; and (4) interest of 1% per month on such assessments and taxes x x x.

Furthermore, Article 1616 of the Civil Code of the Philippines provides:chanroblesvirtualawlibrary

The vendor cannot avail himself of the right to repurchase without returning to the vendee the price of the sale x x x.

It is not difficult to understand why the redemption price should either be fully offered in legal tender or else validly consigned in court. Only by such means can the auction winner be assured that the offer to redeem is being made in good faith.

Respondents' repeated requests for information as regards the amount of loan availed from the credit line and the amount of redemption, and petitioner's failure to accede to said requests do not invalidate the foreclosure. Respondents can find other ways to know the redemption price. For one, they can examine the Certificate of Sale registered with the Register of Deeds to verify the purchase price, or upon the filing of their complaint, they could have moved for a computation of the redemption price and consigned the same to the court. At any rate whether or not respondents were diligent in asserting their willingness to pay is irrelevant. Redemption within the period allowed by law is not a matter of intent but a question of payment or valid tender of the full redemption price within said period.

Even the complaint instituted by respondents cannot aid their plight because the institution of an action to annul a foreclosure sale does not suspend the running of the redemption period. (Underscoring supplied)22

In the case at bench, the record is bereft of concrete evidence that would show� that, aside from the fact that petitioners manifested their intention to avail of the scheme, they were also ready to pay the redemption price. Hence, as they failed to exercise their right of redemption and failed to take advantage of the liberalized incentive scheme, PAB was well within its right to sell its property in a public sale.

WHEREFORE, the petition is DENIED.

SO ORDERED.

Velasco, Jr., (Chairperson), Peralta, Abad, and Leonen, JJ., concur.

June 10, 2013

N O T I C E� OF J U D G M E N T


Sirs/Mesdames:chanroblesvirtualawlibrary

Please take notice that on June 5, 2013 a Decision, copy attached herewith, was rendered by the Supreme Court in the above-entitled case, the original of which was received by this Office on June 10, 2013 at 2:50 a.m.

Very truly yours,
(SGD)
LUCITA ABJELINA SORIANO
Division Clerk of Court


Endnotes:


1Rollo, pp. 19-33. Penned by Associate Justice Romulo V. Borja with Associate Justice Paul L. Hernando, concurring.

2 Id. at 20.

3 Id.

4 Id. at 21.

5 Id. at 22.

6 Id. at 25.

7 Id. at 30-31.

8 Id. at 31.

9 Id. at 32.

10 Id.

11 Id. at 14.

12 Id. at 11-12.

13 Id at 72.

14 Id.

15Dela Merced v. De Guzman, 243 Phil. 251, 256 (1988).

16 CIVIL CODE, Article 1431

17Rockland Construction Company v. Mid-Pasig Land Development Corporation, G.R. NO. 164587, February 04, 2008, 543 SCRA 596, 603, citing Philippine National Bank v. Court of Appeals, Nos. L-30831 & L-31176, November 21, 1979, 94 SCRA 357, 368.

18Rollo, p. 31.

19 Id. at 32.

20 Id. at 11-12.

21 G.R. NO. 184252, September 11, 2009, 599 SCRA 672.

22 Id. at 685-686, citing BPI Family Savings Bank v. Spouses Veloso, 479 Phil. 627, 632 (2004).



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  • G.R. No. 176425, June 05, 2013 - HEIRS OF MANUEL UY EK LIONG, REPRESENTED BY BELEN LIM VDA. DE UY, Petitioners, v. MAURICIA MEER CASTILLO, HEIRS OF BUENAFLOR C. UMALI, REPRESENTED BY NANCY UMALI, VICTORIA H. CASTILLO, BERTILLA C. RADA, MARIETTA C. CAVANEZ, LEOVINA C. JALBUENA AND PHILIP M. CASTILLO, Respondents.

  • G.R. No. 176838, June 13, 2013 - DEPARTMENT OF AGRARIAN REFORM, AS REPRESENTED BY FRITZI C. PANTOJA, IN HER CAPACITY AS THE PROVINCIAL AGRARIAN REFORM OFFICER, DAR-LAGUNA, Petitioner, v. PARAMOUNT HOLDINGS EQUITIES, INC., JIMMY CHUA, ROJAS CHUA, BENJAMIN SIM, SANTOS C. TAN, WILLIAM C. LEE AND STEWART C. LIM, Respondents.

  • G.R. No. 178947, June 26, 2013 - VIRGINIA DE LOS SANTOS�DIO, AS AUTHORIZED REPRESENTATIVE OF H.S. EQUITIES, LTD., AND WESTDALE ASSETS, LTD., Petitioner, v. THE HONORABLE COURT OF APPEALS, JUDGE RAMON S. CAGUIOA, IN HIS CAPACITY AS PRESIDING JUDGE OF BRANCH 74, REGIONAL. TRIAL COURT, OLONGAPO CITY, AND TIMOTHY J. DESMOND, Respondents. - R E S O L U T I O N; G.R. No. 179079 - June 26, 2013 - PEOPLE OF PHILIPPINES, The Petitioner, v. TIMOTHY J. DESMOND, Respondent.

  • G.R. No. 179448, June 26, 2013 - CARLOS L. TANENGGEE, Petitioner, v. PEOPLE OF THE PHILIPPINES, Respondent.

  • G.R. No. 179685, June 19, 2013 - CONRADA O. ALMAGRO, Petitioner, v. SPS. MANUEL AMAYA, SR. AND LUCILA MERCADO, JESUS MERCADO, SR., AND RICARDO MERCADO, Respondents.

  • G.R. No. 179736, June 26, 2013 - SPOUSES BILL AND VICTORIA HING, Petitioners, v. ALEXANDER CHOACHUY, SR. AND ALLAN CHOACHUY, Respondents.

  • G.R. No. 179267, June 25, 2013 - JESUS C. GARCIA, Petitioner, v. THE HONORABLE RAY ALAN T. DRILON, PRESIDING JUDGE, REGIONAL TRIAL COURT-BRANCH 41, BACOLOD CITY, AND ROSALIE JAYPE-GARCIA, FOR HERSELF IN BEHALF OF MINOR CHILDREN, NAMELY: JO-ANN, JOSEPH AND EDUARD, JESSE ANTHONE, ALL SURNAMED GARCIA, Respondents.

  • G.R. No. 180476, June 26, 2013 - RAYMUNDO CODERIAS, AS REPRESENTED BY HIS ATTORNEY-IN-FACT, MARLON M. CODERIAS, Petitioner, v. ESTATE OF JUAN CHIOCO, REPRESENTED BY ITS ADMINISTRATOR, DR. RAUL R. CARAG, Respondent.

  • G.R. No. 182072, June 28, 2013 - UNIVAC DEVELOPMENT, INC., Petitioner, v. WILLIAM M. SORIANO, Respondent.

  • G.R. No. 182130, June 19, 2013 - IRIS KRISTINE BALOIS ALBERTO AND BENJAMIN D. BALOIS, Petitioners, v. THE HON. COURT OF APPEALS, ATTY. RODRIGO A. I REYNA, ARTURO S. CALIANGA, GIL ANTHONY M. CALIANGA, JESSEBEL CALIANGA, AND GRACE. EVANGELISTA, Respondents. - G.R. NO. 182132, June 19, 2013 - THE SECRETARY OF JUSTICE, THE CITY PROSECUTOR OF MUNTINLUPA, THE PRESIDING JUDGE OF THE REGIONAL TRIAL COURT OF MUNTINLUPA CITY, BENJAMIN D. BALOIS, AND IRIS KRISTINE BALOIS, ALBERTO, Petitioners, v. ATTY. RODRIGO A. REYNA, ARTURO S. CALIANGA, GIL ANTHONY M. CALIANGA, JESSEBEL CALIANGA, AND GRACE EVANGELISTA, Respondents.

  • G.R. No. 182295, June 26, 2013 - 7K CORPORATION, Petitioner, v. EDDIE ALBARICO, Respondent.

  • G.R. No. 182855, June 05, 2013 - MR. ALEXANDER �LEX� ADONIS, REPRESENTED BY THE CENTER FOR MEDIA FREEDOM AND RESPONSIBILITY (CMFR), THROUGH ITS EXECUTIVE DIRECTOR, MRS. MELINDA QUINTOS-DE JESUS; AND THE NATIONAL UNION OF JOURNALISTS OF THE PHILIPPINES (NUJP), THROUGH ITS CHAIRPERSON, MR. JOSE TORRES, JR., Petitioners, v. SUPERINTENDENT VENANCIO TESORO, DIRECTOR, DAVAO PRISONS AND PENAL FARM, PANABO CITY, DIGOS, DAVAO DEL NORTE, Respondent.

  • G.R. No. 182957, June 13, 2013 - ST. JOSEPH ACADEMY OF VALENZUELA FACULTY ASSOCIATION (SJAVFA)-FUR CHAPTER-TUCP, Petitioner, v. ST. JOSEPH ACADEMY OF VALENZUELA AND DAMASO D. LOPEZ, Respondents.

  • G.R. No. 183091, June 19, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. BERNESTO DE LA CRUZ @ BERNING, Accused-Appellant.

  • G.R. No. 184116, June 19, 2013 - CENTURY IRON WORKS, INC. AND BENITO CHUA, Petitioners, v. ELETO B. BA�AS, Respondent.

  • G.R. No. 184589, June 13, 2013 - DEOGENES O. RODRIGUEZ, Petitioner, v. HON. COURT OF APPEALS AND PHILIPPINE CHINESE CHARITABLE ASSOCIATION, INC., Respondents.

  • G.R. No. 185129, June 17, 2013 - ABELARDO JANDUSAY, Petitioner, v. PEOPLE OF THE PHILIPPINES, Respondent.

  • G.R. No. 185604, June 13, 2013 - REPUBLIC OF THE PHILIPPINES, Petitioner, v. EDWARD M. CAMACHO, Respondent.

  • G.R. No. 185719, June 17, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. MARCELINO COLLADO Y CUNANAN, MYRA COLLADO Y SENICA, MARK CIPRIANO Y ROCERO, SAMUEL SHERWIN LATARIO Y ENRIQUE,* AND REYNALDO RANADA Y ALAS,** Accused-Appellants.

  • G.R. Nos. 185729-32, June 26, 2013 - PEOPLE OF THE PHILIPPINES, Petitioner, v. THE HONORABLE SANDIGANBAYAN (FOURTH DIVISION), ANTONIO P. BELICENA, ULDARICO P. ANDUTAN, JR., RAUL C. DE VERA, ROSANNA P. DIALA AND JOSEPH A. CABOTAJE, Respondents.

  • G.R. No. 185830, June 05, 2013 - ECOLE DE CUISINE MANILLE (CORDON BLEU OF THE PHILIPPINES), INC., Petitioner, v. RENAUIL COINTREAU & CIE AND LE CORDON BLEU INT'L., B.V., Respondents.

  • G.R. No. 185821, June 13, 2013 - LAND BANK OF THE PHILIPPINES, Petitioner, v. ATTY. RICARDO D. GONZALEZ, Respondent.

  • G.R. No. 186014, June 26, 2013 - ALI AKANG, Petitioner, v. MUNICIPALITY OF ISULAN, SULTAN KUDARAT PROVINCE, REPRESENTED BY ITS MUNICIPAL MAYOR AND MUNICIPAL VICE MAYOR AND MUNICIPAL COUNCILORS/KAGAWADS, Respondent.

  • G.R. No. 185891, June 26, 2013 - CATHAY PACIFIC AIRWAYS, Petitioner, v. JUANITA REYES, WILFI EDO REYES, MICHAEL ROY REYES, SIXTA LAPUZ, AND SAMPAGUITA TRAVEL CORP., Respondents.

  • G.R. No. 186475, June 26, 2013 - POSEIDON INTERNATIONAL MARITIME SERVICES, INC., Petitioner, v. TITO R. TAMALA, FELIPE S. SAURIN, JR., ARTEMIO A. BO-OC AND JOEL S. FERNANDEZ, Respondents.

  • G.R. No. 186137, June 26, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. DATU NOT ABDUL, Defendant-Appellant.

  • G. R. No. 186732, June 13, 2013 - ALPS TRANSPORTATION AND/OR ALFREDO E. PEREZ, Petitioners, v. ELPIDIO M. RODRIGUEZ, Respondent.

  • G. R. No. 187587, June 05, 2013 - NAGKAKAISANG MARALITA NG SITIO MASIGASIG, INC., Petitioner, v. MILITARY SHRINE SERVICES � PHILIPPINE VETERANS AFFAIRS OFFICE, DEPARTMENT OF NATIONAL DEFENSE, Respondent.; G. R. NO. 187654, June 05, 2013 - WESTERN BICUTAN LOT OWNERS ASSOCIATION, INC., REPRESENTED BY ITS BOARD OF DIRECTORS, Petitioner, v. MILITARY SHRINE SERVICES � PHILIPPINE VETERANS AFFAIRS OFFICE, DEPARTMENT OF NATIONAL DEFENSE, Respondent.

  • G.R. No.187722, June 10, 2013 - SURIGAO DEL NORTE ELECTRIC COOPERATIVE, INC. AND/OR DANNY Z. ESCALANTE, Petitioners, v. TEOFILO GONZAGA, Respondent.

  • G.R. Nos. 187896-97, June 10, 2013 - AMANDO P. CORTES, Petitioner, v. OFFICE OF THE OMBUDSMAN (VISAYAS), VICTORY M. FERNANDEZ, JULIO E. SUCGANG AND NILO IGTANLOC, Respondents.

  • G.R. No. 188024, June 05, 2013 - RODRIGO RONTOS Y DELA TORRE, Petitioner, v. PEOPLE OF THE PHILIPPINES, Respondent.

  • G.R. No. 188310, June 13, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. MERCIDITA T. RESURRECCION, Accused-Appellant.

  • G.R. No. 189836, June 05, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. ROMEO BUSTAMANTE Y ALIGANGA, Accused-Appellant.

  • G.R. No. 189846, June 26, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. RAMIL MORES, Accused-Appellant.

  • G.R. No. 190818, June 05, 2013 - METRO MANILA SHOPPING MECCA CORP., SHOEMART, INC., SM PRIME HOLDINGS, INC., STAR APPLIANCES CENTER, SUPER VALUE, INC., ACE HARDWARE PHILIPPINES, INC., HEALTH AND BEAUTY, INC., JOLLIMART PHILS. CORP., and SURPLUS MARKETING CORPORATION, Petitioners, v. MS. LIBERTY M. TOLEDO, in her official capacity as the City Treasurer of Manila, and THE CITY OF MANILA, Respondents.

  • G. R. No. 190957, June 05, 2013 - PHILIPPINE NATIONAL CONSTRUCTION CORPORATION, Petitioner, v. APAC MARKETING CORPORATION, REPRESENTED BY CESAR M. ONG, JR., Respondents.

  • G.R. No. 191267, June 26, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. MONICA MENDOZA Y TRINIDAD, Accused-Appellant.

  • G.R. No. 191391, June 19, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. BENEDICT HOMAKY LUCIO, Accused-Appellant.

  • G.R. No. 191752, June 10, 2013 - PEOPLE OF THE PHILIPPINES, Appellee, v. JOSE ARMANDO CERVANTES CACHUELA AND BENJAMIN JULIAN CRUZ IBA�EZ, Accused. BENJAMIN JULIAN CRUZ IBA�EZ, Accused-Appellant.

  • G.R. No. 191903, June 19, 2013 - MAGSAYSAY MARITIME CORPORATION AND/OR WESTFAL-LARSEN AND CO., A/S, Petitioners, v. NATIONAL LABOR RELATIONS COMMISSION, FIRST DIVISION, AND WILSON G. CAPOY, Respondents.

  • G.R. No. 192239, June 05, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. RICARDO PAMINTUAN Y SAHAGUN, Accused-Appellant.

  • G.R. No. 192601, June 03, 2013 - PHILIPPINE JOURNALISTS, INC., Petitioner, v. JOURNAL EMPLOYEES UNION (JEU), FOR ITS UNION MEMBER, MICHAEL ALFANTE, Respondents.

  • G.R. No. 192890, June 17, 2013 - LAND BANK OF THE PHILIPPINES, Petitioner, v. VIRGINIA PALMARES, LERMA P. AVELINO, MELILIA P. VILLA, NINIAN P. CATEQUISTA, LUIS PALMARES, JR., SALVE P. VALENZUELA, GEORGE P. PALMARES, AND DENCEL P. PALMARES HEREIN REPRESENTED BY THEIR ATTORNEY-IN-FACT, LERMA P. AVELINO, Respondents.

  • G.R. No. 193314, June 25, 2013 - SVETLANA P. JALOSJOS, Petitioner, v. COMMISSION ON ELECTIONS, EDWIN ELIM TUPAG AND RODOLFO Y. ESTRELLADA, Respondents.

  • G.R. No. 192913, June 13, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. JOEL REBOTAZO Y ALEJANDRIA, Accused-Appellant.

  • G.R. No. 193453, June 05, 2013 - SPOUSES RUBIN AND PORTIA HOJAS, Petitioners, v. PHILIPPINE AMANAH BANK AND RAMON KUE, Respondents.

  • G.R. No. 193747, June 05, 2013 - JOSELITO C. BORROMEO, Petitioner, v. JUAN T. MINA, Respondent.

  • G.R. No. 194062, June 17, 2013 - REPUBLIC GAS CORPORATION, ARNEL U. TY, MARI ANTONETTE N. TY, ORLANDO REYES, FERRER SUAZO AND ALVIN U. TY, Petitioners, v. PETRON CORPORATION, PILIPINAS SHELL PETROLEUM CORPORATION, AND SHELL INTERNATIONAL PETROLEUM COMPANY LIMITED, Respondents.

  • G.R. No. 194247, June 19, 2013 - BASES CONVERSION DEVELOPMENT AUTHORITY, Petitioner, v. ROSA REYES, CENANDO, REYES AND CARLOS REYES, Respondents.

  • G.R. No. 194362, June 26, 2013 - PHILIPPINE HAMMONIA SHIP AGENCY, INC. (NOW KNOWN AS BSM CREW SERVICE CENTRE PHILIPPINES, INC.) AND DORCHESTER MARINE LTD., Petitioners, v. EULOGIO V. DUMADAG, Respondent.

  • G.R. No. 194382, June 10, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. GLORIA CALUMBRES Y AUDITOR, Accused-Appellant.

  • G. R. No. 194384, June 13, 2013 - JOSELITO RAMOS, Petitioner, v. PEOPLE OF THE PHILIPPINES, Respondent.

  • G.R. No. 194846, June 28, 2013 - HOSPICIO D. ROSAROSO, ANTONIO D. ROSAROSO, MANUEL D. ROSAROSO, ALGERICA D. ROSAROSO, AND CLEOFE R. LABINDAO, Petitioners, v. LUCILA LABORTE SORIA, SPOUSES HAM SOLUTAN AND **LAILA SOLUTAN, AND MERIDIAN REALTY CORPORATION, Respondents.

  • G.R. No. 195777, June 19, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. FERDINAND CASTRO Y LAPENA, Accused-Appellant.

  • G.R. No. 196049, June 26, 2013 - MINORU FUJIKI, Petitioner, v. MARIA PAZ GALELA MARINAY, SHINICHI MAEKARA, LOCAL CIVIL REGISTRAR OF QUEZON CITY, AND THE ADMINISTRATOR AND CIVIL REGISTRAR GENERAL OF THE NATIONAL STATISTICS OFFICE, Respondents.

  • G.R. No. 197363, June 26, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. ROMAN ZAFRA Y SERRANO, Accused-Appellant.

  • G.R. No. 197861, June 05, 2013 - SPOUSES FLORENTINO T. MALLARI AND AUREA V. MALLARI, Petitioners, v. PRUDENTIAL BANK (NOW BANK OF THE PHILIPPINE ISLANDS), Respondent.

  • G.R. No. 197049, June 10, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. MARIA JENNY REA Y GUEVARRA AND ESTRELLITA TENDENILLA, Accused-Appellants.

  • G.R. No. 198732, June 10, 2013 - CHRISTIAN CABALLO, Petitioner, v. PEOPLE OF THE PHILIPPINES, Respondent.

  • G.R. No. 198789, June 03, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. REGGIE BERNARDO, Accused-Appellant.

  • G.R. No. 199354, June 26, 2013 - WILSON T. GO, Petitioner, v. BPI FINANCE CORPORATION, Respondent.

  • G.R. No. 199650, June 26, 2013 - J PLUS ASIA DEVELOPMENT CORPORATION, Petitioner, v. UTILITY ASSURANCE CORPORATION, Respondent.

  • G.R. No. 200094, June 10, 2013 - BENIGNO M. VIGILLA, ALFONSO M. BONGOT, ROBERTO CALLESA, LINDA C. CALLO, NILO B. CAMARA, ADELIA T. CAMARA, ADOLFO G. PINON, JOHN A. FERNANDEZ, FEDERICO A. CALLO, MAXIMA P. ARELLANO, JULITO B. COSTALES, SAMSON F. BACHAR, EDWIN P. DAMO, RENATO E. FERNANDEZ, GENARO F. CALLO, JIMMY C. ALETA, AND EUGENIO SALINAS, Petitioners, v. PHILIPPINE COLLEGE OF CRIMINOLOGY INC. AND/OR GREGORY ALAN F. BAUTISTA, Respondents.

  • G.R. No. 200329, June 05, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. RICARDO PIOSANG, Accused-Appellant.

  • G.R. No. 200402, June 13, 2013 - PRIVATIZATION AND MANAGEMENT OFFICE, Petitioner, v. STRATEGIC ALLIANCE DEVELOPMENT CORPORATION AND/OR PHILIPPINE ESTATE CORPORATION, Respondent.

  • G.R. No. 200507, June 26, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. PETER LINDA Y GEROLAGA, Accused-Appellant.

  • G.R. No. 200837, June 05, 2013 - MAERSK FILIPINAS CREWING INC./MAERSK SERVICES LTD., AND/OR MR. JEROME DELOS ANGELES, Petitioners, v. NELSON E. MESINA, Respondent.

  • G.R. No. 200882, June 13, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. ABEL DIAZ, Accused-Appellant.

  • G.R. No. 201251, June 26, 2013 - INTER-ORIENT MARITIME, INCORPORATED AND/OR TANKOIL CARRIERS, LIMITED, Petitioners, v. CRISTINA CANDAVA, Respondent.

  • G.R. No. 201701, June 03, 2013 - UNILEVER PHILIPPINES, INC., Petitioner, v. MARIA RUBY M. RIVERA, Respondent.

  • G.R. No. 201723, June 13, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. PERCIVAL DELA ROSA Y BAYER, Accused-Appellant.

  • G.R. No. 203041, June 05, 2013 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. MOISES CAOILE, Accused-Appellant.

  • G.R. No. 205033, June 18, 2013 - ROMEO G. JALOSJOS, Petitioner, v. THE COMMISSION ON ELECTIONS, MARIA ISABELLE G. CLIMACO-SALAZAR, ROEL B. NATIVIDAD, ARTURO N. ONRUBIA, AHMAD NARZAD K. SAMPANG, JOSE L. LOBREGAT, ADELANTE ZAMBOANGA PARTY, AND ELBERT C. ATILANO, Respondents.

  • G.R. No. 207264, June 25, 2013 - REGINA ONGSIAKO REYES, Petitioner, v. COMMISSION ON ELECTIONS AND JOSEPH SOCORRO B. TAN, Respondents.

  • A.M. No. MTJ-11-1778 (Formerly OCA IPI No. 08-1966- MTJ), June 05, 2013 - MARICOR L. GARADO, Complainant, v. REYES, JJ. JUDGE LIZABETH GUTIERREZ-TORRES, Respondent.

  • A.M. No. P-01-1448 (FORMERLY OCA IPI NO. 99-664-P), June 23, 2013 - RODOLFO C. SABIDONG, Complainant, v. NICOLASITO S. SOLAS (CLERK OF COURT IV), Respondent.

  • A.M. No. P-08-2439 (Formerly OCA IPI No. 08-2733-P), June 25, 2013 - JUDGE MA. MONINA S. MISAJON, MUNICIPAL TRIAL COURT (MTC), SAN JOSE, ANTIQUE, Complainant, v. JERENCE P. HIPONIA, CLERK II, ELIZABETH B. ESCANILLAS, STENOGRAPHER I, WILLIAM M. YGLESIAS, PROCESS SERVER, AND CONRADO A. RAFOLS, JR., UTILITY AIDE, ALL OF THE SAME COURT, Respondents.

  • A.M. No. P-11-2980 (Formerly OCA I.P.I. No. 08-3016-P), June 10, 2013 - LETICIA A. ARIENDA, Complainant, v. EVELYN A. MONILLA, COURT STENOGRAPHEIL III, REGIONAL TRIAL COURT, BRANCH 4, LEGAZPI CITY, Respondent.

  • A.M. No. RTJ-09-2181 [Formerly A.M. No. 09-4-174-RTJ], June 25, 2013 - OFFICE OF THE COURT ADMINISTRATOR, Complainant, v. RETIRED JUDGE GUILLERMO R. ANDAYA, Respondent.

  • A.M. NO. SCC-08-11-P, June 18, 2013 - CIVIL SERVICE COMMISSION, Complainant, v. ISMAEL A. HADJI ALI, COURT STENOGRAPHER I, SHARI'A CIRCUIT COURT, TUBOD, LANAO DEL NORTE [FORMERLY A.M. NO. 04-9-03-SCC] (RE: FORMAL CHARGE BY THE CIVIL SERVICE COMMISSION VS. ISMAEL A. HADJI ALI, COURT STENOGRAPHER I, SHARI'A CIRCUIT COURT, TUBOD, LANAO DEL NORTE), Respondent.

  • A.M. SB -13-20-P [Formerly A.M. No. 12-29-SB-P], June 26, 2013 - RIA PAMELA B. ABULENCIA AND BLESSIE M. BURGONIO, COMPLAINANTS, v. REGINO R. HERMOSISIMA, SECURITY GUARD II, SHERIFF AND SECURITY DIVISION, SANDIGANBAYAN, Respondent.

  • Adm. Case No. 7332, June 18, 2013 - EDUARDO A. ABELLA, Complainant, v. RICARDO G. BARRIOS, JR., Respondent.