12 C.F.R. PART 7--BANK ACTIVITIES AND OPERATIONS
TITLE 12--Banks and Banking
CHAPTER I--COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY
PART 7--BANK ACTIVITIES AND OPERATIONS
Subpart A--BANK POWERS
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National bank ownership of property.
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National bank acting as general insurance agent.
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National bank acting as finder.
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Money lent at banking offices or at other than banking offices.
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Loans originating at other than banking offices.
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Credit decisions at other than banking offices.
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Loan agreement providing for a share in profits, income, or earnings or for stock warrants.
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Preparing income tax returns for customers or public.
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National bank holding collateral stock as nominee.
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Postal service by national bank.
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National bank acting as payroll issuer.
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Sale of money orders at nonbanking outlets.
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Receipt of stock from a small business investment company.
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Independent undertakings to pay against documents.
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National bank as guarantor or surety on indemnity bond.
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Automatic payment plan account.
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Purchase of open accounts.
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National bank participation in financial literacy programs.
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Subpart B--CORPORATE PRACTICES
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Corporate governance procedures.
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Notice of shareholders' meetings.
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Director or attorney as proxy.
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Annual meeting for election of directors.
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Honorary directors or advisory boards.
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Ownership of stock necessary to qualify as director.
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Cumulative voting in election of directors.
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Filling vacancies and increasing board of directors other than by shareholder action.
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Quorum of the board of directors; proxies not permissible.
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Directors' responsibilities.
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President as director; chief executive officer.
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Fidelity bonds covering officers and employees.
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Indemnification of institution-affiliated parties.
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Restricting transfer of stock and record dates.
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Facsimile signatures on bank stock certificates.
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Loans secured by a bank's own shares.
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Acquisition and holding of shares as treasury stock.
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Staggered terms for national bank directors and size of bank board.
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Subpart C--BANK OPERATIONS
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Sharing space and employees.
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Subpart D--PREEMPTION
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Charging interest at rates permitted competing institutions; charging interest to corporate borrowers.
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Establishment and operation of a remote service unit by a national bank.
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Establishment and operation of a deposit production office by a national bank.
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Combination of loan production office, deposit production office, and remote service unit.
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Applicability of State law to national bank operating subsidiaries.
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Applicability of state law to national bank operations.
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Subpart E--ELECTRONIC ACTIVITIES
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Electronic activities that are part of, or incidental to, the business of banking.
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Furnishing of products and services by electronic means and facilities.
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Composite authority to engage in electronic activities.
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Sale of excess electronic capacity and by-products.
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National bank acting as digital certification authority.
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Location of a national bank conducting electronic activities.
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Location under 12 U.S.C. 85 of national banks operating exclusively through the Internet.
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