§ 2810. — Disclosure by Secretary; commencement, scope, etc.
[Laws in effect as of January 24, 2002]
[Document not affected by Public Laws enacted between
January 24, 2002 and December 19, 2002]
[CITE: 12USC2810]
TITLE 12--BANKS AND BANKING
CHAPTER 29--HOME MORTGAGE DISCLOSURE
Sec. 2810. Disclosure by Secretary; commencement, scope, etc.
Beginning with data for calendar year 1980, the Secretary shall make
publicly available data in the Secretary's possession for each mortgagee
which is not otherwise subject to the requirements of this chapter and
which is not exempt pursuant to section 2805(b) of this title (and for
each mortgagee making mortgage loans exempted under section 2803(g) of
this title), with respect to mortgage loans approved (or for which
completed applications are received) by the Secretary for insurance
under title I or II of the National Housing Act [12 U.S.C. 1702 et seq.,
1707 et seq.]. Such data to be disclosed shall consist of data
comparable to the data which would be disclosed if such mortgagee were
subject to the requirements of section 2803 of this title. Disclosure
statements containing data for each such mortgagee for a primary
metropolitan statistical area, metropolitan statistical area, or
consolidated metropolitan statistical area that is not comprised of
designated primary metropolitan statistical areas shall, at a minimum,
be publicly available at the central depository of data established
pursuant to section 2803(f) of this title for such primary metropolitan
statistical area, metropolitan statistical area, or consolidated
metropolitan statistical area that is not comprised of designated
primary metropolitan statistical areas. The Secretary shall also compile
and make publicly available aggregate data for such mortgagees by census
tract, and tables indicating aggregate lending patterns, in a manner
comparable to the information required to be made publicly available in
accordance with section 2809 of this title.
(Pub. L. 94-200, title III, Sec. 311, as added Pub. L. 96-399, title
III, Sec. 340(c), Oct. 8, 1980, 94 Stat. 1658; amended Pub. L. 98-181,
title VII, Sec. 701(a), Nov. 30, 1983, 97 Stat. 1266; Pub. L. 100-242,
title V, Sec. 565(a)(3), Feb. 5, 1988, 101 Stat. 1945; Pub. L. 101-73,
title XII, Sec. 1211(c)(2)(D), Aug. 9, 1989, 103 Stat. 525.)
References in Text
The National Housing Act, referred to in text, is act June 27, 1934,
ch. 847, 48 Stat. 1246, as amended. Titles I and II of the Act are
classified generally to subchapters I (Sec. 1702 et seq.) and II
(Sec. 1707 et seq.), respectively, of chapter 13 of this title. For
complete classification of this Act to the Code, see section 1701 of
this title and Tables.
Amendments
1989--Pub. L. 101-73 inserted ``(or for which completed applications
are received)'' after ``approved''.
1988--Pub. L. 100-242 inserted ``(and for each mortgagee making
mortgage loans exempted under section 2803(g) of this title)'' after
``section 2805(b) of this title''.
1983--Pub. L. 98-181 substituted ``primary metropolitan statistical
area, metropolitan statistical area, or consolidated metropolitan
statistical area that is not comprised of designated primary
metropolitan statistical areas'' for ``standard metropolitan statistical
areas'' in two places.
Effective Date of 1989 Amendment
Amendment by Pub. L. 101-73 applicable to each calendar year
beginning after Dec. 31, 1989, see section 1211(k) of Pub. L. 101-73,
set out as a note under section 2802 of this title.
Effective Date of 1988 Amendment
Amendment by Pub. L. 100-242 applicable to the portion of calendar
year 1988 that begins Aug. 19, 1988, and to each calendar year beginning
after Dec. 31, 1988, see section 565(a)(4) of Pub. L. 100-242, as
amended, set out as a note under section 2802 of this title.
