Philippine Supreme Court Jurisprudence


Philippine Supreme Court Jurisprudence > Year 2003 > July 2003 Decisions > G.R. Nos. 155217 and 156393 July 30, 2003 - GATEWAY ELECTRONICS CORP. v. LAND BANK OF THE PHIL.:




PHILIPPINE SUPREME COURT DECISIONS

FIRST DIVISION

[G.R. Nos. 155217 and 156393. July 30, 2003.]

GATEWAY ELECTRONICS CORPORATION, Petitioner, v. LAND BANK OF THE PHILIPPINES, Respondent.

D E C I S I O N


YNARES-SANTIAGO, J.:


Before the Court are consolidated petitions (1) for review of the decision of the Court of Appeals in CA-G.R. SP No. 62658, 1 which set aside the Order dated October 18, 2000 of the Regional Trial Court of Makati City, Branch 133, in Civil Case No. 98-782; 2 and (2) to cite Landbank President Margarito Teves, and Landbank’s counsel, in contempt of Court.chanrob1es virtua1 1aw 1ibrary

The undisputed facts are as follows: In 1995, petitioner Gateway Electronics Corporation applied for a loan in the amount of one billion pesos with respondent Landbank to finance the construction and acquisition of machineries and equipment for a semi-conductor plant at Gateway Business Park in Javalera, General Trias, Cavite. However, Landbank was only able to extend petitioner a loan in the amount of six hundred million pesos (P600,000,00;0.00). Hence, it offered to assist petitioner in securing additional funding through its investment banking services, which offer petitioner accepted. Thereafter, Landbank released to petitioner the initial amount of P250,000,000.00, with the balance of P350,000,000.00 to be released in June 1996. As security for the said loans, petitioner mortgaged in favor of Landbank two parcels of land 3 located in Barangay Javalera, General Trias, Cavite, the movable properties as well as the machineries to be installed therein. 4

After petitioner’s acceptance of Landbank’s financial banking services, the latter prepared an Information Memorandum which it disseminated to various banks to attract them into providing additional funding for petitioner. The Information Memorandum stated that the security for the proposed loan syndication will be the "Mortgage Trust Indenture (MTI) on the project assets including land, building and equipment." 5 In a letter dated July 30, 1996, Landbank informed petitioner of its willingness to share the loan collateral which the latter constituted in its favor as part of the collateral for the syndicated loan from the other banks. 6 On August 20, 1996, Landbank confirmed its undertaking to share the said collateral with the other creditor banks, to wit:chanrob1es virtual 1aw library

In case of failure of syndication of the loan, allow the banks that have granted loans to GEC [Gateway Electronics Corporation] in anticipation of the loan syndication to have a registered pari passu mortgage with you over the property, the intention being that all banks, including Landbank, shall be on equal footing where the aforesaid collateral is concerned. 7

Consequently, Philippine Commercial International Bank (PCIB), Union Bank of the Philippines, (UBP), Rizal Commercial Banking Corporation-Trust Investment Division (RCBC), and Asia Trust Bank (Asia Trust) joined the loan syndication and released various loans to petitioner. On October 10, 1996, a Memorandum of Understanding (MOU) 8 was executed by Landbank, PCIB, UBP, RCBC, Asiatrust and the petitioner, with RCBC as the trustee of the loan syndication. Under the Memorandum of Understanding, the said signatories agreed to —

enter into a Mortgage Trust Indenture (herein, the "MTI"), under which GEC will constitute a mortgage over the land, building, other land improvements, machinery and equipment of GEC located within Gateway Business Park, Crisanto de Los Reyes Avenue, Javalera, General Trias, Cavite as well as the assets to be acquired by GEC under the Project (as hereinafter defined) in favor of RCBC-TID as trustee, for the benefit of the Creditors (as defined in the MTI), to secure the payment by GEC of its loan obligations. 9

Meanwhile, the negotiations for the execution of an MTI failed because Landbank and the petitioner were unable to agree on the valuation of the equipment and machineries to be acquired by the latter. The petitioner insisted on a 70% valuation, while the former wanted a 50% valuation. To break the impasse, PCIB, RCBC, UBP, and Asiatrust proposed, subject to the approval of their respective Executive Committees or Board of Directors, to execute a Joint Real Estate Mortgage (JREM) 10 as the "new mode to secure [their] respective loan vis-�-vis [petitioner’s] collaterals." 11 Under the proposed JREM, the six hundred million peso-loan granted by Land Bank shall be secured up to 94.42%, while the loans granted by PCIB, RCBC, and UBP would be similarly secured up to 75.22%. 12 Land Bank, however, refused to agree to the said proposal unless 100% of its loan exposure is secured, pursuant to the Loan Agreement it executed with petitioner. 13

On February 27, 1998, Land Bank informed petitioner of its intention not to share collaterals with the other banks. In the meantime, petitioner’s loan with PCIB became due because of its failure to comply with the collateral requirement under the MTI or JREM, or to provide acceptable substitute collaterals. Hence, petitioner filed with the Regional Trial Court of Makati City, Branch 133, a complaint against Land Bank for specific performance and damages with prayer for the issuance of preliminary mandatory injunction.

After hearing, the trial court issued an order on October 18, 2000 granting petitioner’s prayer for the issuance of a writ of preliminary mandatory injunction, the dispositive portion of which reads:chanrob1es virtual 1aw library

Wherefore, in view of the foregoing, the application for a writ of preliminary mandatory injunction is granted, conditioned upon the filing of a bond in the amount of three hundred thousand pesos (P300,000.00).

Defendant is hereby directed to accede to the terms of the draft MTI and/or to agree to share collaterals under a joint real estate mortgage [JREM] with long-term creditors of plaintiff (including PCIB) as joint mortgagees and with defendant as custodian of the titles.

SO ORDERED. 14

With the denial of its motion for reconsideration, respondent filed a petition for certiorari with the Court of Appeals, on the ground that the trial court gravely abused its discretion in issuing the assailed writ of preliminary mandatory injunction. On March 23, 2001, the Court of Appeals, on motion of Landbank, issued a temporary restraining order enjoining the trial court from enforcing the October 18, 2000 Order. 15

In a decision rendered on April 12, 2002, the Court of Appeals annulled the assailed order of the trial court. 16 It ruled that petitioner failed to prove the requisite clear and legal right that would justify the issuance of the writ of preliminary mandatory injunction; and that respondent cannot be compelled to accede to the terms of the MTI and/or JREM which was supposed to cover the syndicated loan of petitioner inasmuch as the said schemes were never executed nor approved by the petitioner and the participating banks.chanrob1es virtua1 1aw 1ibrary

Hence, the instant petition for review filed by petitioner which was docketed as G.R. No. 155217. On December 10, 2002, petitioner filed an omnibus motion seeking, inter alia, the issuance of a temporary restraining order enjoining Landbank from proceeding and completing the foreclosure proceedings over its mortgaged properties. 17 On January 22, 2003, the Court denied said motion for lack of merit. 18 Petitioner’s motion for reconsideration was likewise denied on March 26, 2003. 19

Meanwhile, on January 10, 2003, petitioner filed a petition to cite Landbank President Margarito Teves and Landbank’s lawyer in contempt of Court for proceeding and concluding the foreclosure proceedings and public auction sale. 20 Petitioner contended that Landbank’s acts constitute improper conduct which directly or indirectly impede, obstruct, or degrade the administration of justice. The petition was docketed as G.R. No. 156393.

On March 12, 2003, the consolidation of G.R. No. 156393 and G.R. No. 155217 was ordered. 21

The issues to be resolved in this petition are as follows: (1) Is Landbank bound to share the properties mortgaged to it by respondent with the other creditor banks in the loan syndication? (2) If the answer is in the affirmative, can Landbank be compelled at this point to agree with the terms of the MTI or JREM?

Anent the first issue, the Court finds that Landbank is bound by a perfected contract to share petitioner’s collateral with the participating banks in the loan syndication. Article 1305 of the Civil Code defines a contract as a meeting of minds between two persons whereby one binds himself, with respect to the other, to give something or to render some service. A contract undergoes three distinct stages — (1) preparation or negotiation; (2) perfection; and (3) consummation. Negotiation begins from the time the prospective contracting parties manifest their interest in the contract and ends at the moment of agreement of the parties. The perfection or birth of the contract takes place when the parties agree upon the essential elements of the contract. The last stage is the consummation of the contract wherein the parties fulfill or perform the terms agreed upon in the contract, culminating in the extinguishment thereof. Article 1315 of the Civil Code, on the other hand, provides that a contract is perfected by mere consent, which is manifested by the meeting of the offer and the acceptance upon the thing and the cause which are to constitute the contract. 22

In the case at bar, a perfected contract for the sharing of collaterals is evident from the exchange of communications between Landbank and petitioner and the participating banks, as well as in the Memorandum of Understanding executed by petitioner and the participating banks, including Landbank. In its July 31, 1996 letter to petitioner, Landbank stated that it is "willing to submit the properties covered by the real estate mortgage (REM) in its favor as part of [petitioner’s] assets that will be covered by a Mortgage Trust Indenture (MTI)." Thus, the Information Memorandum distributed by Landbank to entice other banks to participate in the loan syndication, expressly stated that the security for the syndicated loan will be the "MTI on project assets including land, building and equipment." 23 Finally, on October 10, 1996, Petitioner, Landbank, PCIB, RCBC, UBP, and Asiatrust executed a Memorandum of Understanding confirming the said collateral sharing agreement. To effect said sharing, they decided to enter into a Mortgage Trust Indenture (MTI) which will be secured by the same properties previously mortgaged by petitioner to Landbank, or more specifically, to —

enter into a Mortgage Trust Indenture (herein, the "MTI"), under which GEC will constitute a mortgage over the land, building, other land improvements, machinery and equipment of GEC located within Gateway Business Park, Crisanto de Los Reyes Avenue, Javalera, General Trias, Cavite as well as the assets to be acquired by GEC under the Project (as hereinafter defined) in favor of RCBC-TID as trustee, for the benefit of the Creditors (as defined in the MTI), to secure the payment by GEC of its loan obligations. 24

Clearly, there was an acceptance by petitioner and by PCIB, RCBC, UBP, and Asiatrust of Landbank’s offer to share collaterals, culminating in the execution of the Memorandum of Understanding. We agree with petitioner that the MTI and/or the JREM belong to the realm of consummation of said Memorandum of Understanding, being the proposed vehicles or modes to effect the sharing agreement. Thus, in the JREM which was approved by Landbank, except for its loan security coverage, the participating banks expressly acknowledged that" [t]he Joint Real Estate Mortgage [is] pursued by [them] as a new mode to secure [their] respective loans vis-�-vis GEC’s collateral." 25 Verily, the perfection of the collateral sharing agreement is not dependent upon the execution of the MTI or the JREM. The failure to execute said schemes did not affect the perfected and binding collateral sharing contract.

With respect, however, to the second issue, we find that the issuance by the trial court of the writ of preliminary mandatory injunction directing Landbank to agree with the terms of the MTI or JREM was premature. This is so because the MTI and/or JREM that were supposed to consummate the perfected collateral sharing agreement have not yet come into existence. As correctly held by the Court of Appeals, Landbank cannot be compelled to agree with the terms of the MTI considering that no such terms were finalized and approved by the petitioner and the participating banks. Simply stated, Landbank cannot be forced to give its conformity to an inexistent contract. So, also, the proposed JREM was never approved by the petitioner and the participating banks. Notably, the JREM expressly stated that "we hereby appeal to the GEC’s senior management to decide swiftly and to favorably approve our humble requests so that, in turn, we can seek respective approvals from sour senior management to culminate this long term project financing deal of ours." 26 No such approval, however, appears in the records.

As to the questioned security coverage under the JREM, Landbank cannot be compelled to agree to the proposed 94.42% loan security coverage over its six hundred million peso-loan to petitioner. The security coverage of the participating banks on the collaterals of petitioner was not agreed upon in the Memorandum of Understanding. While it is true that Landbank informed petitioner in its letter dated July 30, 1996 that "the participating banks in the loan syndication will have equal security position," 27 and that on August 20, 1996, Landbank confirmed to PCIB that the participating banks, "shall be on equal footing where the aforesaid collateral is concerned," 28 no such stipulation was embodied in the Memorandum of Understanding executed by petitioner, Landbank, PCIB, RCBC, UBP, and Asiatrust on October 10, 1996. As the repository of the terms and conditions agreed upon by the parties, the Memorandum of Understanding is considered as containing all their stipulations and there can be no evidence of such terms other than the contents thereof. 29 Inasmuch as the parties to the Memorandum of Understanding did not agree on the terms of the security coverage of the participating banks in the MTI or JREM, we can neither add such a stipulation nor direct Landbank to agree to the security coverage stated in the JREM. Furthermore, the reasonableness of the terms of the MTI and JREM, as well as the good faith or bad faith of the parties in negotiating the terms of the said schemes, are matters that should be determined at the trial, and cannot at this point be passed upon by this Court.

Furthermore, the other participating banks, namely PCIB, RCBC, UBP, and Asiatrust, are not parties to the instant case and cannot, therefore, be bound by an order directing Landbank to accede to the terms of the MTI or the JREM. We are not even aware if said banks are amenable to the said schemes or pursuing other modes to effect the sharing agreement. Indeed, the scheme or mode and the terms that would consummate the collateral sharing agreement are matters that the signatories of the Memorandum of Understanding have yet to come up with. The rule in this jurisdiction is that the contracting parties may establish any agreement, term, and condition they may deem advisable, provided they are not contrary to law, morals or public policy. The right to enter into lawful contracts constitutes one of the liberties guaranteed by the Constitution. It cannot be struck down or arbitrarily interfered with without violating the freedom to enter into lawful contracts. 30

A writ of mandatory injunction requires the performance of a particular act and is granted only upon a showing of the following requisites — (1) the invasion of the right is material and substantial; (2) the right of a complainant is clear and unmistakable; and (3) there is an urgent and permanent necessity for the writ to prevent serious damage. Since it commands the performance of an act, a mandatory injunction does not preserve the status quo and is thus more cautiously regarded than a mere prohibitive injunction. Accordingly, the issuance of the former is justified only in a clear case, free from doubt and dispute. 31

While it is true that petitioner has a right to compel Landbank to comply with the collateral sharing agreement, its right to enforce the same by way of an inexistent MTI or JREM is certainly not clear and unmistakable. At this stage, Landbank cannot be compelled to agree to the terms of the MTI and/or JREM. At the most, Landbank can be compelled to comply with its obligation to share with the other participating banks of the loan syndication the properties mortgaged to it by petitioner and to execute the necessary contract that would implement said collateral sharing agreement.

Coming now to the petition for contempt, we find that Landbank’s acts of foreclosing and selling at public auction the lots mortgaged by petitioner were not contumacious. Landbank instituted the foreclosure proceedings upon an honest belief that petitioner had defaulted in the payment of its obligation. Having acted in good faith, the officers of the bank cannot be held in contempt of court. However, in order not to render this decision moot and ineffectual, the sale at public auction should be annulled.

WHEREFORE, in view of all the foregoing, the petition in G.R. No. 155217 is GRANTED. The decision of the Court of Appeals dated April 12, 2002 in CA-G.R. SP. No. 62658 is SET ASIDE. The assailed Order dated October 18, 2000 of the Regional Trial Court of Makati City, Branch 133, in Civil Case No. 98-782 is MODIFIED as follows: respondent Landbank is directed to implement its agreement under the Memorandum of Understanding dated October 10, 1996 to share with Philippine Commercial International Bank (PCIB), Union Bank of the Philippines, (UBP), Rizal Commercial Banking Corporation-Trust Investment Division (RCBC), and Asia Trust Bank (Asia Trust) the properties mortgaged to it by petitioner Gateway Electronics Corporation, as collaterals for the syndicated loan.

In G.R. No. 156393, the petition to cite Landbank President Margarito Teves and Landbank’s lawyer in contempt of Court is DENIED for lack of merit.chanrob1es virtua1 1aw 1ibrary

SO ORDERED.

Davide, Jr., C.J., Vitug, Carpio and Azcuna, JJ., concur.

Endnotes:



1. Penned by Associate Justice Buenaventura J. Guererro, and concurred in by Associate Justices Rodrigo V. Cosico and Eliezer R. De Los Santos (Rollo, p. 42).

2. Penned by Judge Napoleon E. Inutoran (Rollo, p. 212).

3. Covered by Transfer Certificate of Title Nos. T-671538 [T-575414] and T-671539 [T-575415] (Rollo, p. 175), on which the Gateway Electronics Corporation plant in Gateway Business Park now stands (Rollo, p. 111).

4. Rollo, pp. 111 and 212.

5. Information Memorandum, Rollo, p. 78.

6. Rollo, p. 98.

7. Rollo, p. 99.

8. Rollo, p. 100.

9. Rollo, p. 103.

10. Rollo, p. 217.

11. Id.

12. Rollo, p. 218.

13. Rollo, p. 128.

14. Rollo, pp. 215–216.

15. Court of Appeal’s Decision, Rollo, p. 42.

16. Rollo, p. 42.

17. Rollo, p. 150.

18. Rollo, p. 199.

19. Rollo, p. 235.

20. The Minutes of the Auction sale show that the two lots mortgaged by petitioner with Landbank was sold and awarded to the latter in a public auction sale held on October 29, 2002 (Rollo, p. 177). The Notice of Extra judicial Foreclosure of Chattel Mortgage dated September 3, 2002 set the date of public auction sale of the personal properties on October 29, 2002 (Rollo, pp. 177–178).

21. Rollo, p. 234.

22. Metropolitan Development Authority v. Jancom Environmental Corporation, G.R. No. 147465; 30 January 2002; citing Bugatti v. Court of Appeals, G.R. No. 138113, 17 October 2000, 343 SCRA 335; Civil Code, Article 1319.

23. Rollo, p. 78.

24. Rollo, p. 103.

25. Rollo, p. 217.

26. Rollo, p. 219.

27. Rollo, p. 98.

28. Rollo, p. 99.

29. Rules of Court, Rule 130, Section 9.

30. People v. Pomar, 46 Phil. 440, 449–448 (1924).

31. Subic Bay Metropolitan Authority v. Universal International Group of Taiwan, G.R. No. 131680, 14 September 2000, 340 SCRA 375, citing Pelejo v. Court of Appeals, 203 Phil. 29 (1982).




Back to Home | Back to Main




















chanrobles.com





ChanRobles On-Line Bar Review

ChanRobles Internet Bar Review : www.chanroblesbar.com

ChanRobles MCLE On-line

ChanRobles Lawnet Inc. - ChanRobles MCLE On-line : www.chanroblesmcleonline.com






July-2003 Jurisprudence                 

  • A.C. No. 5148 July 1, 2003 - RAMON P. REYES v. VICTORIANO T. CHIONG

  • A.C. No. 5804 July 1, 2003 - BENEDICTO HORNILLA, ET AL. v. ERNESTO S. SALUNAT

  • A.C. No. 5916 July 1, 2003 - SELWYN F. LAO v. ROBERT W. MEDEL

  • A.M. No. P-94-1031 July 1, 2003 - EFREN L. DIZON v. JOSE R. BAWALAN

  • G.R. Nos. 142553-54 July 1, 2003 - PEOPLE OF THE PHIL. v. ALBERT SAYANA

  • G.R. No. 146397 July 1, 2003 - COSMOS BOTTLING CORP. v. NLRC, ET AL.

  • G.R. No. 149335 July 1, 2003 - EDILLO C. MONTEMAYOR v. LUIS BUNDALIAN, ET AL.

  • G.R. No. 149554 July 1, 2003 - SPS JORGE and YOLANDA HUGUETE v. SPS TEOFEDO and MARITES EMBUDO

  • G.R. No. 149878 July 1, 2003 - PEOPLE OF THE PHIL. v. TIU WON CHUA

  • G.R. No. 150413 July 1, 2003 - REPUBLIC OF THE PHIL. v. ALEXANDRA LAO

  • G.R. Nos. 150523-25 July 2, 2003 - PEOPLE OF THE PHIL v. ONOFRE M. GALANG

  • A.M. No. RTJ-03-1755 July 3, 2003 - SALVADOR P. DE GUZMAN v. AMALIA F. DY

  • G.R. No. 145982 July 3, 2003 - FRANK N. LIU, ET AL. v. ALFREDO LOY, JR., ET AL.

  • G.R. No. 146696 July 3, 2003 - PEOPLE OF THE PHIL. v. LEONILO L. PIDOY

  • G.R. No. 152032 July 3, 2003 - GALLARDO U. LUCERO v. CA, ET AL.

  • G.R. No. 152044 July 3, 2003 - DOMINGO LAGROSA, ET AL. v. PEOPLE OF THE PHIL., ET AL.

  • G.R. No. 157004 July 4, 2003 - SALLY A. LEE v. COMELEC, ET AL.

  • G.R. No. 143813 July 7, 2003 - KING INTEGRATED SECURITY SERVICES, INC., ET AL. v. GALO S. GATAN

  • G.R. No. 138342 July 8, 2003 - AB LEASING AND FINANCE CORPORATION v. COMMISSIONER OF INTERNAL REVENUE

  • G.R. No. 141324 July 8, 2003 - SPS. VIRGINIA and EMILIO JUNSON, ET AL. v. SPS. BENEDICTA and ANTONIO MARTINEZ

  • G.R. No. 148134 July 8, 2003 - PEOPLE OF THE PHIL. v. GEORGE BUENAFLOR

  • G.R. Nos. 148368-70 July 8, 2003 - PEOPLE OF THE PHIL. v. EDUARDO M. FABIAN

  • G.R. No. 151783 July 8, 2003 - VICTORINO SAVELLANO, ET AL. v. NORTHWEST AIRLINES

  • G.R. No. 152085 July 8, 2003 - MARCIANA ALARCON, ET AL. v. COURT OF APPEALS ET AL.

  • G.R. No. 152476 July 8, 2003 - UNITED SPECIAL WATCHMAN AGENCY v. COURT OF APPEALS, ET AL.

  • G.R. No. 154093 July 8, 2003 - GSIS v. LEO L. CADIZ

  • G.R. No. 154184 July 8, 2003 - TEODORA and RODOLFO CAPACETE v. VENANCIA BARORO, ET AL.

  • G.R. No. 154203 July 8, 2003 - REY CARLO and GLADYS RIVERA v. VIRGILIO RIVERA

  • A.M. No. MTJ-01-1346 July 9, 2003 - RUDY G. LACADIN v. MARVIN B. MANGINO

  • G.R. No. 147149 July 9, 2003 - PEOPLE OF THE PHIL. v. CARLOS MANANSALA

  • G.R. No. 153888 July 9, 2003 - ISLAMIC DA’WAH COUNCIL OF THE PHIL. v. OFFICE OF THE EXECUTIVE SECRETARY, ET AL.

  • A.M. No. 01-1-15-RTC July 10, 2003 - URGENT APPEAL/PETITION FOR IMMEDIATE SUSPENSION & DISMISSAL OF JUDGE EMILIO B. LEGASPI, RTC, Iloilo City, Br. 22

  • A.M. No. MTJ-03-1496 July 10, 2003 - ELIEZER R. DE LOS SANTOS v. MARVIN B. MANGINO

  • G.R. No. 131442 July 10, 2003 - BANGUS FRY FISHERFOLK, ET AL. v. ENRICO LANZANAS, ET AL.

  • G.R. Nos. 138195-96 July 10, 2003 - PEOPLE OF THE PHIL. v. NICANOR ROA

  • G.R. No. 140183 July 10, 2003 - TEODORO K. KATIGBAK, ET AL. v. SANDIGANBAYAN, ET AL.

  • G.R. No. 144672 July 10, 2003 - SAN MIGUEL CORP. v. MAERC INTEGRATED SERVICES, INC., ET AL.

  • G.R. No. 150487 July 10, 2003 - GERARDO F. SAMSON JR. v. BANK OF THE PHILIPPINE ISLANDS

  • G.R. No. 157013 July 10, 2003 - ROMULO B. MACALINTAL v. COMELEC, ET AL.

  • A.M. No. P-03-1709 July 11, 2003 - EDNA B. DAVID v. ANGELINA C. RILLORTA

  • G.R. No. 127489 July 11, 2003 - PEOPLE OF THE PHIL. v. ALFREDO GALLEGO, ET AL.

  • G.R. No. 133237 July 11, 2003 - PEOPLE OF THE PHIL. v. ERNESTO I. DIZON

  • G.R. No. 143958 July 11, 2003 - ALFRED FRITZ FRENZEL v. EDERLINA P. CATITO

  • A.C. No. 4078 July 14, 2003 - WILLIAM ONG GENATO v. ATTY. ESSEX L. SILAPAN

  • A.M. No. 03-1787-RTJ July 14, 2003 - SPS. RODOLFO and VIOLETA GUEVARRA v. BONIFACIO SANZ MACEDA

  • G.R. No. 109791 July 14, 2003 - PHILIPPINE PORTS AUTHORITY v. CITY OF ILOILO

  • G.R. Nos. 128159-62 July 14, 2003 - PEOPLE OF THE PHIL. v. HIPOLITO PASCUA

  • G.R. No. 129988 July 14, 2003 - CHINA AIRLINES v. COURT OF APPEALS, ET AL.

  • G.R. No. 143989 July 14, 2003 - ISABELITA S. LAHOM v. JOSE MELVIN SIBULO

  • G.R. No. 144214 July 14, 2003 - LUZVIMINDA J. VILLAREAL v. DONALDO EFREN C. RAMIREZ, ET AL.

  • G.R. No. 146875 July 14, 2003 - JOSE G. MENDOZA, ET AL. v. MANUEL D. LAXINA, SR.

  • G.R. No. 149784 July 14, 2003 - PEOPLE OF THE PHIL. v. CAMILO D. ANSUS

  • G.R. No. 150947 July 15, 2003 - COMMISSIONER OF INTERNAL REVENUE v. MICHEL J. LHUILLIER PAWNSHOP, INC.

  • G.R. No. 152154 July 15, 2003 - REPUBLIC OF THE PHIL. v. SANDIGANBAYAN, ET AL.

  • A.M. No. 02-8-188-MTCC July 17, 2003 - REPORT ON THE JUDICIAL AUDIT CONDUCTED IN THE MTCC-Brs. 1, 2 & 3, Mandaue City

  • A.M. No. MTJ-01-1383 July 17, 2003 - PERLITA AVANCENA v. RICARDO P. LIWANAG

  • A.M. No. P-02-1576 July 17, 2003 - VEDASTO TOLARBA v. ANGEL C. CONEJERO

  • G.R. Nos. 98494-98692, 99006-20, 99059-99259, 99309-18, 99412-16 & 99436-996369, 99417-21 & 99637-99837 & 99887-100084 July 17, 2003 - ROGELIO ALVIZO, ET AL. v. SANDIGANBAYAN, ET AL.

  • G.R. No. 127848 July 17, 2003 - PEOPLE OF THE PHIL. v. MARLENE OLERMO

  • G.R. No. 136741 July 17, 2003 - PEOPLE OF THE PHIL. v. VICTOR B. AÑORA

  • G.R. Nos. 138931-32 July 17, 2003 - PEOPLE OF THE PHIL. v. JOSELITO D. DELA CRUZ

  • G.R. No. 140895 July 17, 2003 - PEOPLE OF THE PHIL. v. ALMA BISDA, ET AL.

  • G.R. No. 141121 July 17, 2003 - PEOPLE OF THE PHIL. v. REYNALDO S. LOZADA

  • G.R. Nos. 143002-03 July 17, 2003 - PEOPLE OF THE PHIL. v. CHARMIE G. SERVANO

  • G.R. No. 143294 July 17, 2003 - PEOPLE OF THE PHIL. v. CIRILO MAGALONA

  • G.R. No. 146590 July 17, 2003 - PEOPLE OF THE PHIL. v. DOMINGO G. OPERARIO

  • G.R. No. 114951 July 18, 2003 - PHILIPPINE COMMERCIAL INTERNATIONAL BANK v. COURT OF APPEALS, ET AL.

  • G.R. No. 140348 July 18, 2003 - PEOPLE OF THE PHIL. v. GERRYMEL P. ESTILLORE

  • G.R. No. 141259 July 18, 2003 - PEOPLE OF THE PHIL. v. LAMBERTINO PRIETO

  • G.R. No. 147010 July 18, 2003 - PIONEER INSURANCE AND SURETY CORP. v. DE DIOS TRANSPORTATION CO.

  • G.R. No. 148821 July 18, 2003 - PEOPLE OF THE PHIL. v. JERRY FERRER

  • G.R. No. 151216 July 18, 2003 - MANUEL MILLA v. REGINA BALMORES-LAXA

  • G.R. Nos. 153664 & 153665 July 18, 2003 - GRAND BOULEVARD HOTEL v. GENUINE LABOR ORGANIZATION OF WORKERS IN HOTEL

  • A.M. No. 00-3-50-MTC July 21, 2003 - REPORT ON THE JUDICIAL AUDIT CONDUCTED IN THE MTC, BOCAUE, BULACAN

  • G.R. No. 104768 July 21, 2003 - REPUBLIC OF THE PHIL. v. SANDIGANBAYAN, ET AL.

  • G.R. No. 143467 July 21, 2003 - KALAYAAN ARTS AND CRAFTS v. MANUEL ANGLO, ET AL.

  • G.R. No. 107199 July 22, 2003 - CEBU CONTRACTORS CONSORTIUM CO. v. COURT OF APPEALS, ET AL.

  • G.R. Nos. 132076 & 140989 July 22, 2003 - ROBERTO U. GENOVA v. LEVITA DE. CASTRO

  • G.R. No. 140549 July 22, 2003 - PEOPLE OF THE PHIL. v. JOHN PETER HIPOL

  • G.R. No. 149531 July 22, 2003 - PEOPLE OF THE PHIL. v. ERNESTO RAMIREZ

  • G.R. No. 153686 July 22, 2003 - LEANDRO A. SULLER v. SANDIGANBAYAN

  • A.M. No. CA-03-35 July 24, 2003 - ROSALIO DE LA ROSA v. JOSE L. SABIO, ET AL.

  • G.R. No. 132218 July 24, 2003 - PEOPLE OF THE PHIL. v. JOSE NAVARRO, JR.

  • G.R. No. 143395 July 24, 2003 - WILFREDO SILVERIO, ET AL. v. COURT OF APPEALS, ET AL.

  • G.R. No. 150618 July 24, 2003 - EVANGELINE CABRERA v. PEOPLE OF THE PHIL., ET AL.

  • A.M. No. MTJ-03-1482 July 25, 2003 - ILUMINADA SANTILLAN VDA. DE NEPOMUCENO v. NICASIO V. BARTOLOME

  • G.R. No. 127878 July 25, 2003 - PEOPLE OF THE PHIL v. MAURO M. DE JESUS

  • G.R. No. 143124 July 25, 2003 - PEOPLE OF THE PHIL. v. ANTHONY E. SANDIG

  • G.R. No. 146956 July 25, 2003 - PEOPLE OF THE PHIL. v. ROGER B. FEDERICO

  • G.R. No. 150159 July 25, 2003 - TERESITA VILLAREAL MANIPOR, ET AL. v. SPS. PABLO and ANTONIA RICAFORT

  • G.R. No. 154489 July 25, 2003 - FAR EAST BANK AND TRUST CO., ET AL. v. SPS. ROMULO & WILMA PLAZA

  • A.C. No. 4838 July 29, 2003 - EMILIO GRANDE v. EVANGELINE DE SILVA

  • A.C. No. 5332 July 29, 2003 - JOHNNY K.H. UY v. REYNALDO C. DEPASUCAT, ET AL.

  • A.M. No. P-02-1663 July 29, 2003 - MARITES B. KEE v. JULIET H. CALINGIN

  • A.M. No. P-03-1702 July 29, 2003 - LYDIA Q. LAYOSA v. TONETTE M. SALAMANCA

  • G.R. Nos. 136760 & 138378 July 29, 2003 - SENATE BLUE RIBBON COMMITTEE v. JOSE B. MAJADUCON, ET AL.

  • G.R. Nos. 137587 & 138329 July 29, 2003 - PEOPLE OF THE PHIL v. TEOFILO I. MADRONIO

  • G.R. No. 142565 July 29, 2003 - PEOPLE OF THE PHIL. v. NESTOR G. SORIANO

  • G.R. No. 145349 July 29, 2003 - PEOPLE OF THE PHIL. v. JENIS PATEÑO

  • G.R. No. 152121 July 29, 2003 - EDUARDO G. EVIOTA v. COURT OF APPEALS, ET AL.

  • G.R. Nos. 133923-24 July 30, 2003 - PEOPLE OF THE PHIL. v. JUANITO IBAÑEZ

  • G.R. No. 152122 July 30, 2003 - CHINA AIRLINES v. DANIEL CHIOK

  • G.R. Nos. 155217 and 156393 July 30, 2003 - GATEWAY ELECTRONICS CORP. v. LAND BANK OF THE PHIL.

  • A.M. No. 00-11-566-RTC July 31, 2003 - RE: REQUEST OF JUDGE SYLVIA G. JURAO

  • A.M. No. RTJ-03-1747 July 31, 2003 - PROCOPIO S. BELTRAN v. MAXIMO G. PADERANGA

  • A.M. No. RTJ-03-1783 July 31, 2003 - CHRISTOPHER V. AGUILAR v. ROLANDO C. HOW, ET AL.

  • A.M. No. RTJ-03-1790 July 31, 2003 - PABLO B. FRANCISCO v. HILARIO F. CORCUERA

  • G.R. No. 120874 July 31, 2003 - NAPOLEON TUGADE, SR., ET AL. v. COURT OF APPEALS, ET AL.

  • G.R. No. 124699 July 31, 2003 - BOGO-MEDELLIN MILLING CO. v. COURT OF APPEALS, ET AL.

  • G.R. No. 139120 July 31, 2003 - SPS. FREDDIE & ELIZABETH WEBB, ET AL. v. SECRETARY OF JUSTICE, ET AL.

  • G.R. No. 143126 July 31, 2003 - PEOPLE OF THE PHIL. v. ERIC V. BALTAZAR

  • G.R. No. 145260 July 31, 2003 - CITY OF ILIGAN v. PRINCIPAL MANAGEMENT GROUP

  • G.R. Nos. 146693-94 July 31, 2003 - PEOPLE OF THE PHIL. v. ROLANDO MENDOZA

  • G.R. No. 148725 July 31, 2003 - PEOPLE OF THE PHIL. v. LUIS TAMPIS, ET AL.

  • G.R. No. 154650 July 31, 2003 - SPS. MANUEL and CORAZON CAMARA v. SPS. JOSE and PAULINA MALABAO

  • G.R. No. 154826 July 31, 2003 - ROMY AGAG v. ALPHA FINANCING CORP.