U.S. Supreme Court
Hildeburn v. Turner, 46 U.S. 5 How. 69 69 (1847)
Hildeburn v. Turner
46 U.S. (5 How.) 69
When a bill of exchange is made payable at a bank, and the bank itself is the holder of the bill, it is a sufficient demand if the notary presents it at the bank and demands payment.
If, therefore, the protest states this and also that the notary was answered that it could not be paid, it is sufficient. It is not necessary for him to give the name of the person or officer of the bank to whom it was presented, and by whom he was answered.
The point of difference is fully set forth in the opinion of the Court. chanrobles.com-red