Philippine Supreme Court Jurisprudence


Philippine Supreme Court Jurisprudence > Year 2015 > January 2015 Decisions > G.R. No. 195272, January 14, 2015 - BANK OF THE PHILIPPINE ISLANDS (FORMERLY PRUDENTIAL BANK), Petitioner, v. SPOUSES DAVID M. CASTRO AND CONSUELO B. CASTRO, Respondents.:




G.R. No. 195272, January 14, 2015 - BANK OF THE PHILIPPINE ISLANDS (FORMERLY PRUDENTIAL BANK), Petitioner, v. SPOUSES DAVID M. CASTRO AND CONSUELO B. CASTRO, Respondents.

PHILIPPINE SUPREME COURT DECISIONS

FIRST DIVISION

G.R. No. 195272, January 14, 2015

BANK OF THE PHILIPPINE ISLANDS (FORMERLY PRUDENTIAL BANK), Petitioner, v. SPOUSES DAVID M. CASTRO AND CONSUELO B. CASTRO, Respondents.

D E C I S I O N

PEREZ, J.:

For resolution is the petition for review on certiorari assailing the Decision1 dated 26 November 2009 of the Court of Appeals, Special Sixth Division in CA-G.R. CV No. 88870 and the Resolution2 dated 14 January 2011 of the Court of Appeals, Second Division denying the motion for reconsideration, which reversed and set aside the judgment3 rendered by the Regional Trial Court of Quezon City, Branch 97 (RTC) dismissing the complaint for Declaration of Nullity of Sheriff�s Certificate of Sale and Damages against Prudential Bank.

The Complaint has its origins from the two loans contracted by respondent Spouses David M. Castro (David)4 and Consuelo B. Castro (Consuelo) from Prudential Bank in the amounts of P100,000.00 and P55,000.00 in July and August 1987.� The first loan�s maturity date was on 18 January 1988 while the second loan had a maturity date of 23 February 1988.� The P100,000.00 loan was secured by a Real Estate Mortgage (REM) over petitioners' property located in Quezon City and covered by Transfer Certificate of Title (TCT) No. 364277 while the P55,000.00 loan was secured by another REM over two parcels of land located in Alaminos, Laguna covered by TCT Nos. T-2225 and T-2226, registered in the name of David�s mother, Guellerma Malabanan.

The loans remained unpaid as of 30 April 1996 and the balances ballooned to P290,205.05 on the P100,000.00 loan and P96,870.20 on the P55,000.00 loan.� Prudential Bank, through counsel, filed two separate petitions for foreclosure of the mortgage.� In their first petition, Prudential Bank admitted that through inadvertence, the photocopies of the first two pages of the REM covering the properties in Laguna were mixed and attached to the photocopies of the last two pages of the REM covering the Quezon City property.5� Thus, in the Notice of Sheriff�s Sale, the name �Guellerma Malabanan rep. by her AIF David M. Castro� appeared as mortgagor while the amount of mortgaged indebtedness is P96,870.20.� The real property described therein however is the Quezon City property.

On 26 August 1996, the Quezon City property was sold at a public auction in favor of Prudential Bank whose winning bid was P396,000.00.

In their Complaint, Spouses Castro alleged that the extrajudicial foreclosure and sale of the Quezon City property is null and void for lack of notice and publication of the extrajudicial foreclosure sale.� Spouses Castro proffered that the property foreclosed is not one of the properties covered by the REM executed by Guellerma Malabanan which was the basis of the Notice of Sheriff�s Sale which was posted and published.� Spouses Castro prayed for the declaration of the Sheriff�s Certificate of Sale as null and void and for award of damages.6chanRoblesvirtualLawlibrary

In their Answer, Prudential Bank asserted that Spouses Castro were fully aware that the Quezon City property was to be foreclosed considering that the obligation secured by it remained unpaid as of the date of the foreclosure sale.� Prudential Bank cited a clerical and harmless inadvertence in the preparation of the petition for extrajudicial foreclosure but nonetheless, it claimed that Spouses Castro, having been notified of the scheduled foreclosure of the mortgage of the Quezon City property, should have noticed the inadvertence and alerted the sheriff.� Their failure to do so, Prudential Bank added, clearly amounted to laches.7chanRoblesvirtualLawlibrary

The issue before the RTC was whether Prudential Bank legally complied with the jurisdictional requirement of due notice prior to the extrajudicial sale of the property in question.� The trial court ruled in favor of Prudential Bank and dismissed the complaint.� It found that:chanroblesvirtuallawlibrary

x x x there was no substantial defect on the published and posted notice of Sheriff�s sale.� The public had been sufficiently informed of the identity of the property to be sold, identity of the mortgagor-borrower whose unpaid loan is secured by the mortgage and the identity of the mortgagee.� The notice did not render plaintiffs themselves uninformed of the nature of the property to be sold.8

The trial court further held that the objective of notice was attained since there was sufficient publicity of the sale through newspaper publication and that there was no showing that the property was sold for a price far below its value, an intimation of collusion between the sheriff who conducted the sale and the bank.9chanRoblesvirtualLawlibrary

On appeal, the Court of Appeals reversed the ruling of the trial court.� The appellate court stressed the importance of notice in a foreclosure sale and ruled that failure to advertise a mortgage foreclosure sale in compliance with statutory requirements constitutes a jurisdictional defect invalidating the sale.10chanRoblesvirtualLawlibrary

Prudential Bank filed a motion for reconsideration.� In a Resolution dated 14 January 2011, the Court of Appeals, Second Division, expounded on the previous Decision.� The appellate court clarified that the erroneous designation of Guellerma Malabanan as mortgagor, instead of David, did not affect the validity of the notice.� With respect to the amount of the mortgaged indebtedness however, the appellate court noted that the discrepancy vis-a-vis the actual amount owed by Spouses Castro is so huge that it can hardly be considered immaterial.� The appellate court opined that declaring a small amount of indebtedness in the petition for extrajudicial foreclosure and in the notice of sheriff�s sale would effectively depreciate the value of the property.� The appellate court then concluded that statutory provisions governing publication of notice of mortgage foreclosure sales must be strictly complied with and that even slight deviations will invalidate the notice.11chanRoblesvirtualLawlibrary

Petitioner Bank of the Philippine Islands (BPI), being the successor-in-interest of Prudential Bank, by virtue of the merger of the two banking institutions with BPI as the surviving entity, filed the instant petition for review defending the ruling of the trial court and reiterating that the published Notice of Sheriff�s Sale would show that the subject of the sale, the Quezon City property, was sufficiently and properly described and identified.� Petitioner refuted the appellate court�s finding that by indicating a lower amount of indebtedness, the notice depreciated the value of the property subject of sale.� Petitioner cited Olizon v. Court of Appeals,12 wherein the court declared that immaterial errors and mistakes cannot affect the sufficiency of the notice.� Petitioner reiterated Prudential Bank�s right to foreclose the mortgage constituted over the Quezon City property because the loan secured by the mortgage had not been paid when it fell due and remained so when the mortgage was scheduled for foreclosure.13chanRoblesvirtualLawlibrary

In her Comment, Consuelo points out as glaringly erroneous the Notice of Sheriff�s Sale which named the mortgagor as �Guellerma Malabanan� and the mortgage indebtedness as P96,870.20.� Consuelo avers that the properties, the foreclosure of which Prudential Bank appears to seek in its petition, were situated in Laguna, thus, the Sheriff of Quezon City had no jurisdiction to issue a Notice for Sale of said property.� Consuelo insists that even if the property was sold for more than the mortgage indebtedness, such would not render the sale valid because public policy is involved in the need for strict compliance with the requirements of notice in extrajudicial foreclosures of mortgage.� It was posited that a lesser amount of indebtedness as stated in the notice would mislead a potential bidder in public auction and subject the value of the property to risk of unwarranted diminution.� Finally, Consuelo counters that petitioner�s reliance on Olizon is misplaced because the alleged failure of notice in said case lay in the fact that the notice was published in a newspaper in lieu of being posted.� Consuelo argues that in this case the property itself was misidentified in the petition for foreclosure.14chanRoblesvirtualLawlibrary

The submissions of the parties indicate the basic issue to be whether the errors in the Notice of Sheriff�s Sale invalidate the notice and render the sale and the certificate of such sale void.

We find merit in the petition.

At the outset, it bears emphasis that foreclosure proceedings have in their favor the presumption of regularity and the party who seeks to challenge the proceedings has the burden of evidence to rebut the same.15� In this case, respondent failed to prove that Prudential Bank has not complied with the notice requirement of the law.

Sections 2, 3, and 4 of Act No. 3135 laid down the procedure regarding foreclosure sale:chanroblesvirtuallawlibrary

Sec. 2. Said sale cannot be made legally outside of the province in which the property sold is situated; and in case the place within said province in which the sale is to be made is subject to stipulation, such sale shall be made in said place or in the municipal building of the municipality in which the property or part thereof is situated.

Sec. 3. Notice shall be given by posting notices of the sale for not less than twenty days in at least three public places of the municipality or city where the property is situated, and if such property is worth more than four hundred pesos, such notice shall also be published once a week for at least three consecutive weeks in a newspaper of general circulation in the municipality or city.

Sec. 4. The sale shall be made at public auction, between the hours of nine in the morning and four in the afternoon; and shall be under the direction of the sheriff of the province, the justice or auxiliary justice of the peace of the municipality in which such sale has to be made, or a notary public of said municipality, who shall be entitled to collect a fee of five pesos each day of actual work performed, in addition to his expenses.

In Philippine National Bank v. Maraya, Jr.,16 we elucidated that one of the most important requirements of Act No. 3135 is that the notice of the time and place of sale shall be given. If the sheriff acts without notice, or at a time and place other than that designated in the notice, the sheriff acts without warrant of law.17� In this case, the property sold in the public auction is located in Quezon City and the foreclosure sale proceeded as scheduled at 10:00 o�clock in the morning on 26 August 1996 at the Hall of Justice in Quezon City with Prudential Bank as the winning bidder, registering the highest bid of P396,000.00.

In Century Savings Bank v. Samonte18 citing Olizon v. Court of Appeals,19 the Court reiterated the purpose of the rule on notice, to wit:chanroblesvirtuallawlibrary

The object of a notice of sale is to inform the public of the nature and condition of the property to be sold, and of the time, place and terms of the sale. Notices are given for the purpose of securing bidders and to prevent a sacrifice of the property. If these objects are attained, immaterial errors and mistakes will not affect the sufficiency of the notice; but if mistakes or omissions occur in the notices of sale, which are calculated to deter or mislead bidders, to depreciate the value of the property, or to prevent it from bringing a fair price, such mistakes or omissions will be fatal to the validity of the notice, and also to the sale made pursuant thereto.20

The mistakes and omissions referred to in the above-cited ruling which would invalidate notice pertain to those which: 1) are calculated to deter or mislead bidders, 2) to depreciate the value of the property, or 3) to prevent it from bringing a fair price.

In this case, the Notice of Sheriff�s Sale21 states:chanroblesvirtuallawlibrary

NOTICE OF SHERIFF�S SALE

Upon extra-judicial petition for sale under Act 3135, as amended by Act 4118, filed Prudential Bank, mortgage[e]/s, against Guellerma Malabanan rep. by her AIF David M. Castro mortgagor/s, with residence and postal address at Sta. Rosa, Alaminos, Laguna to satisfy the mortgaged indebtedness, which as of� July 1996 amounts to NINETY SIX THOUSAND EIGHT HUNDRED SEVENTY PESOS & 20/100 (P96,870.20) excluding penalties[,] charges, attorney�s fees and all the legal fees and expenses for the foreclosure and sale, the Ex-Officio Sheriff of Quezon City or her duly authorized Deputy, will sell at PUBLIC AUCTION to the highest bidder FOR CASH and in Philippine Currency, on the 26th day of AUGUST, 1996, at� 10:00 o�clock in the morning, or soon thereafter, infront of the main entrance of the Hall of Justice (beside the Quezon City Hall) Elliptical Road, Diliman, Quezon City, the following described real estate property, together with all the improvements existing thereon to wit:chanroblesvirtuallawlibrary

TRANSFER CERTIFICATE OF TITLE
NO. 364277
Registry of Deeds Quezon City


A parcel of land (Lot 5-B of the subd. Plan (LRC) Psd-339863, approved as a nonsubdn. project, being a portion of Lot 5, Blk. 1, (LRC) Psd-45612, LRC Rec. No. 5975), situated in the Dist. of Tandang Sora, Quezon City.� Bounded on the NE., points 4 to 1 by Road Lot 1 (LRC) Psd-45612; on the SE., points 1 to 2 by Lot 5-C; on the SW., points 2-3 by Lot 5-A, both of the subdn. plan; and on the NW., points 3-4 by Lot 371- New Psd- 36060. x x x x containing an area of ONE HUDNRED (100) SQUARE METERS, more or less.
Prospective bidders or buyers are hereby enjoined to investigate for themselves the title of the said real estate property and the encumbrances thereon, if any there be.

With jurisprudence as the measure, the errors pointed out by respondents appear to be harmless.� The evils that can result from an erroneous notice did not arise.� There was no intention to mislead, as the errors in fact did not mislead the bidders as shown by the fact that the winning registered bid of P396,000.00 is over and above the real amount of indebtedness of P209,205.05.� As correctly observed by the trial court, the amount mentioned in the notice did not indicate a collusion between the sheriff who conducted the sale and the respondent bank.� Notably, the mentioned amount of P96,870.20 refers to the mortgage indebtedness not the value of the property.� Equally notable is the announcement in the notice that the amount excludes �penalties, charges, attorney�s fees and all legal fees and expenses for the foreclosure and sale.�

As regards the designation of Guellerma Malabanan as the mortgagor, we agree with the reference made by the Court of Appeals to the case of Langkaan Realty Dev�t Inc. v. UCPB which ruled that the erroneous designation of an entity as the mortgagor does not invalidate the notice of sale.22chanRoblesvirtualLawlibrary

The notice rule was complied with when the Notice of Sheriff�s Sale was published in Philippine Recorder, a national newspaper of general circulation once a week for three consecutive weeks or on 29 July, 5 and 12 August 1996.� As a matter of fact, the foreclosure procedure undertaken by Prudential Bank was supported by the following documents: Affidavit of Publication,23 Notice of Sheriff�s Sale,24 Sheriff�s Certificate of Sale,25 Affidavit of Posting,26 and Minutes of the Auction Sale.27� Indubitably, these documents evidenced the regular and lawful conduct of the foreclosure proceedings.

There is much significance in the fact that David admitted on the witness stand that he knew that there was an application for foreclosure on their Quezon City property but the REM used as basis of the foreclosure covered the Laguna properties.� Upon learning this information, he should have registered his objection or sought clarification from the sheriff�s office.� Instead, he let the public auction run its course and belatedly objected to the sale.

For failure to overcome the burden of showing that the foreclosure proceedings is tainted with irregularity, the Certificate of Sale should be upheld.chanrobleslaw

WHEREFORE, the petition is GRANTED.� The 26 November 2009 Decision and 14 January 2011 Resolution of the Court of Appeals in CA-G.R. CV No. 88870 is REVERSED and SET ASIDE.� The 24 January 2007 Decision of the Regional Trial Court of Quezon City, Branch 97 in Civil Case No. Q-97-32018 is REINSTATED.

SO ORDERED.cralawlawlibrary

Sereno, C.J., (Chairperson), Leonardo-De Castro, Bersamin, and Perlas-Bernabe, JJ., concur.

Endnotes:


1 Penned by Associate Justice Arcangelita M. Romilla-Lontok with Associate Justices Arturo G. Tayag and Sixto C. Marella, Jr., concurring. Rollo, pp. 32-38.

2 Penned by Associate Justice Remedios A. Salazar-Fernando with Associate Justices Celia C. Librea-Leagogo and Michael P. Elbinias, concurring.� Id. at 40-43.

3 Penned by Judge Bernelito R. Fernandez.� CA rollo, pp. 14-21.

4 David Castro died in 3 November 2009.� Rollo, p. 76.

5 Petition for Review on Certiorari.� Id. at 15.

6 Complaint.� Records, pp. 2-4.

7 Answer.� Id. at 35-39.

8 CA rollo, p. 21.

9 Records, p. 311.

10Rollo, p. 37.

11 Id. at 42.

12 G.R. No. 107075, 1 September 1994, 236 SCRA 148.

13 Petition for Review on Certiorari.� Rollo, pp. 20-24.

14 Comment.� Id. at 113-115.

15 Bank of the Philippine Island v. Puzon, G.R. No. 160046, 27 November 2009, 606 SCRA 51, 62 citing Consuelo Metal Corporation v. Planters Development Bank, 578 Phil. 431, 440 (2008).

16 G.R. No. 164104, 11 September 2009, 599 SCRA 394, 399-400 citing Campomanes v. Bartolome, 38 Phil. 808 (1918).

17 Tambunting v. Court of Appeals, G.R. No. L-48278, 8 November 1988, 167 SCRA 16, 23-24.

18 G.R. No. 176212, 20 October 2010, 634 SCRA 261, 276.

19 Supra note 12.

20 Id. at 156.

21 Folder of Exhibits, p. 35.

22 400 Phil. 1349, 1360 (2000) citing Olizon v. Court of Appeals, supra note 12 at 154-155.

23 Folder of Exhibits, p. 23.

24 Id. at 24.

25 Id. at 26.

26 Id. at 31.

27 Id. at 32.



Back to Home | Back to Main




















chanrobles.com





ChanRobles On-Line Bar Review

ChanRobles Internet Bar Review : www.chanroblesbar.com

ChanRobles MCLE On-line

ChanRobles Lawnet Inc. - ChanRobles MCLE On-line : www.chanroblesmcleonline.com






January-2015 Jurisprudence                 

  • G.R. No. 200013, January 14, 2015 - BETTY GEPULLE-GARBO, REPRESENTED BY ATTORNEY-IN-FACT, MINDA G. ROSALES(NOW REPRESENTED BY HER NEW ATTORNEY-IN-FACT, GARY LLOYD G. ROSALES), Petitioner, v. SPOUSES VICTOREY ANTONIO GARABATO AND JOSEPHINE S. GARABATO, Respondents.

  • A.C. No. 8235, January 27, 2015 - JOSELITO F. TEJANO, Complainant, v. ATTY. BENJAMIN F. BATERINA, Respondent.

  • A.M. No. 09-6-1-SC, January 21, 2015 - RE: VIOLATION OF RULES ON NOTARIAL PRACTICE

  • G.R. No. 210634, January 14, 2015 - NORIEL R. MONTIERRO, Petitioner, v. RICKMERS MARINE AGENCY PHILS., INC., Respondent.

  • G.R. No. 194499, January 14, 2015 - MANUEL R. PORTUGUEZ, Petitioner, v. PEOPLE OF THE PHILIPPINES, Respondent.

  • G.R. No. 187892, January 14, 2015 - UNGAY MALOBAGO MINES, INC. Petitioner, v. REPUBLIC OF THE PHILIPPINES, Respondent.

  • G.R. No. 203384, January 14, 2015 - REPUBLIC OF THE PHILIPPINES, Petitioner, v. SPS. JOSE CASTUERA AND PERLA CASTUERA, Respondents.

  • A.M. No. P-14-3194 (Formerly A.M. No. 14-1-01-MTC), January 27, 2015 - OFFICE OF THE COURT ADMINISTRATOR, Complainant, v. CONSTANTINO P. REDO�A, FORMER CLERK OF COURT II, MUNICIPAL TRIAL COURT, TANAUAN, LEYTE, Respondent.

  • G.R. Nos. 212140-41, January 21, 2015 - SENATOR JINGGOY EJERCITO ESTRADA, Petitioner, v. BERSAMIN, OFFICE OF THE OMBUDSMAN, FIELD INVESTIGATION OFFICE, OFFICE OF THE OMBUDSMAN, NATIONAL BUREAU OF INVESTIGATION AND ATTY. LEVITO D. BALIGOD, Respondents.

  • G.R. No. 179491, January 14, 2015 - ALEJANDRO C. ALMENDRAS, JR., Petitioner, v. ALEXIS C. ALMENDRAS, Respondent.

  • G.R. No. 168950, January 14, 2015 - ROHM APOLLO SEMICONDUCTOR PHILIPPINES, Petitioner, v. COMMISSIONER OF INTERNAL REVENUE, Respondents.

  • A.M. No. P-08-2465 [Formerly A.M. OCA IPI No. 04-1849-P], January 12, 2015 - CONCHITA S. BAHALA, Complainant, v. CIRILO DUCA, SHERIFF III, MUNICIPAL CIRCUIT TRIAL COURT IN CITIES, BRANCH 1, CAGAYAN DE ORO CITY, Respondent.

  • A.C. No. 10568 [Formerly CBD Case No. 10-2753], January 13, 2015 - MARILEN G. SOLIMAN, Complainant, v. ATTY. DITAS LERIOS-AMBOY, Respondent.

  • G.R. No. 209346, January 12, 2015 - PEOPLE OF THE PHILIPPINES, Appellee, v. ARNALDO BOSITO Y CHAVENIA, Appellant.

  • G.R. No. 200797, January 12, 2015 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. MANOLITO OPIANA Y TANAEL, Accused-Appellant.

  • G.R. No. 207993, January 21, 2015 - PEOPLE OF THE PHILIPPINES, Appellee, v. GERARDO ENUMERABLE Y DE VILLA, Appellant.

  • G.R. No. 206666, January 21, 2015 - ATTY. ALICIA RISOS-VIDAL, Petitioner, ALFREDO S. LIM, Petitioner-Intervenor, v. COMMISSION ON ELECTIONS AND JOSEPH EJERCITO ESTRADA, Respondents.

  • G.R. No. 200333, January 21, 2015 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. DOMINGO DILLA Y PAULAR, Accused-Appellant.

  • G.R. No. 191540, January 21, 2015 - SPOUSES JOSE O. GATUSLAO AND ERMILA LEONILA LIMSIACO-GATUSLAO, Petitioners, v. LEO RAY V. YANSON, Respondent.

  • A.M. No. P-11-2940, January 21, 2015 - JUDGE GODOFREDO B. ABUL, JR., Complainant, v. GEORGE E. VIAJAR, SHERIFF IV, REGIONAL TRIAL COURT, BRANCH 4, BUTUAN CITY, Respondent.

  • G.R. No. 209605, January 12, 2015 - NEIL B. AGUILAR AND RUBEN CALIMBAS, Petitioners, v. LIGHTBRINGERS CREDIT COOPERATIVE, Respondent.

  • G.R. No. 212196, January 12, 2015 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. RAMIL DORIA DAHIL AND ROMMEL CASTRO Y CARLOS, Accused-Appellants.

  • A.C. No. 10576, January 14, 2015 - ARCATOMY S. GUARIN, Complainant, v. ATTY. CHRISTINE A.C. LIMPIN, Respondent.

  • A.C. No. 7325, January 21, 2015 - DR. DOMICIANO F. VILLAHERMOSA, SR., Complainant, v. ATTY. ISIDRO L. CARACOL, Respondent.

  • G.R. No. 211211, January 14, 2015 - ROMMEL B. DARAUG, Petitioner, v. KGJS FLEET MANAGEMENT MANILA, INC., KRISTIAN GERHARD JEBSEN SKIPSREDER, MR. GUY DOMINO A. MACAPAYAG AND/OR M/V �IBIS ARROW,� Respondents.

  • G.R. No. 192270, January 26, 2015 - IRENE D. OFILADA, Petitioner, v. SPOUSES RUBEN ANDAL AND MIRAFLOR ANDAL, Respondents.

  • G.R. No. 193451, January 28, 2015 - ANTONIO M. MAGTALAS, Petitioner, v. ISIDORO A. ANTE, RAUL C. ADDATU, NICANOR B. PADILLA, JR., DANTE Y. CE�IDO, AND RHAMIR C. DALIOAN, Respondent.

  • G.R. No. 197011, January 28, 2015 - ESSENCIA Q. MANARPIIS, Petitioner, v. TEXAN PHILIPPINES, INC., RICHARD TAN AND CATHERINE P. RIALUBIN-TAN, Respondent.

  • G.R. No. 206562, January 21, 2015 - UNICOL MANAGEMENT SERVICES, INC., LINK MARINE PTE. LTD. AND/OR VICTORIANO B. TIROL, III, Petitioners, v. DELIA MALIPOT, IN BEHALF OF GLICERIO MALIPOT, Respondent.

  • G.R. No. 192406, January 21, 2015 - ONE SHIPPING CORP., AND/OR ONE SHIPPING KABUSHIKI KAISHA/JAPAN, Petitioner, v. IMELDA C. PE�AFIEL, Respondent.

  • G.R. No. 208790, January 21, 2015 - GLENN VI�AS, Petitioner, v. MARY GRACE PAREL-VI�AS, Respondent.

  • G.R. No. 205728, January 21, 2015 - THE DIOCESE OF BACOLOD, REPRESENTED BY THE MOST REV. BISHOP VICENTE M. NAVARRA AND THE BISHOP HIMSELF IN HIS PERSONAL CAPACITY, Petitioners, v. COMMISSION ON ELECTIONS AND THE ELECTION OFFICER OF BACOLOD CITY, ATTY. MAVIL V. MAJARUCON, Respondents.

  • G.R. No. 190912, January 12, 2015 - GARY FANTASTICO AND ROLANDO VILLANUEVA, Petitioners, v. ELPIDIO MALICSE, SR. AND PEOPLE OF THE PHILIPPINES, Respondent.

  • G.R. No. 204702, January 14, 2015 - RICARDO C. HONRADO, Petitioner, v. GMA NETWORK FILMS, INC., Respondent.

  • G.R. No. 178169, January 12, 2015 - NFF INDUSTRIAL CORPORATION, Petitioner, v. G & L ASSOCIATED BROKERAGE AND/OR GERARDO TRINIDAD, Respondent.

  • G.R. No. 204444, January 14, 2015 - VIRGILIO C. BRIONES, Petitioner, v. COURT OF APPEALS AND CASH ASIA CREDIT CORPORATION, Respondents.

  • G.R. No. 213525, January 27, 2015 - FORTUNE LIFE INSURANCE COMPANY, INC., Petitioner, v. COMMISSION ON AUDIT (COA) PROPER; COA REGIONAL OFFICE NO. VI-WESTERN VISAYAS; AUDIT GROUP LGS-B, PROVINCE OF ANTIQUE; AND PROVINCIAL GOVERNMENT OF ANTIQUE, Respondents.

  • G.R. No. 210760, January 26, 2015 - KYLE ANTHONY ZABALA, Petitioner, v. PEOPLE OF THE PHILIPPINES, Respondent.

  • G.R. Nos. 183152-54, January 21, 2015 - REYNALDO H. JAYLO, WILLIAM VALENZONA AND ANTONIO G. HABALO, Petitioners, v. SANDIGANBAYAN (FIRST DIVISION), PEOPLE OF THE PHILIPPINES AND HEIRS OF COL. ROLANDO DE GUZMAN, FRANCO CALANOG AND AVELINO MANGUERA, Respondents.

  • G.R. No. 187226, January 28, 2015 - CHERYLL SANTOS LEUS, Petitioner, v. ST. SCHOLASTICA�S COLLEGE WESTGROVE AND/OR SR. EDNA QUIAMBAO, OSB, Respondents.

  • G.R. No. 191470, January 26, 2015 - AUGUSTO M. AQUINO, Petitioner, v. HON. ISMAEL P. CASABAR, AS PRESIDING JUDGE REGIONAL TRIAL COURT-GUIMBA, NUEVA ECIJA, BRANCH 33 AND MA. ALA F. DOMINGO AND MARGARITA IRENE F. DOMINGO, SUBSTITUTING HEIRS OF THE DECEASED ANGEL T. DOMINGO, Respondents.

  • G.R. No. 193468, January 28, 2015 - AL O. EYANA, Petitioner, v. PHILIPPINE TRANSMARINE CARRIERS, INC., ALAIN A. GARILLOS, CELEBRITY CRUISES, INC. (U.S.A.), Respondents.

  • G.R. No. 189571, January 21, 2015 - THE HONORABLE MONETARY BOARD AND GAIL U. FULE, DIRECTOR, SUPERVISION AND EXAMINATION DEPARTMENT II, AND BANGKO SENTRAL NG PILIPINAS, Petitioners, v. PHILIPPINE VETERANS BANK, Respondent.

  • G.R. No. 202837, January 21, 2015 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. RAKIM MINANGA Y DUMANSAL, Accused-Appellant.

  • G.R. No. 194885, January 26, 2015 - C.F. SHARP CREW MANAGEMENT, INC. AND REEDEREI CLAUS PETER OFFEN, Petitioners, v. CLEMENTE M. PEREZ, Respondent.

  • G.R. No. 205433, January 21, 2015 - OFFICE OF THE OMBUDSMAN, Petitioner, v. AVELINO DE ZOSA AND BARTOLOME DELA CRUZ, Respondents.

  • G.R. No. 204866, January 21, 2015 - RUKS KONSULT AND CONSTRUCTION, Petitioner, v. ADWORLD SIGN AND ADVERTISING CORPORATION* AND TRANSWORLD MEDIA ADS, INC., Respondents.

  • G.R. No. 163928, January 21, 2015 - MANUEL JUSAYAN,ALFREDO JUSAYAN, AND MICHAEL JUSAYAN, Petitioners, v. JORGE SOMBILLA, Respondent.

  • G.R. No. 195272, January 14, 2015 - BANK OF THE PHILIPPINE ISLANDS (FORMERLY PRUDENTIAL BANK), Petitioner, v. SPOUSES DAVID M. CASTRO AND CONSUELO B. CASTRO, Respondents.

  • G.R. No. 176508, January 12, 2015 - SAINT MARY CRUSADE TO ALLEVIATE POVERTY OF BRETHREN FOUNDATION, INC., Petitioner, v. HON. TEODORO T. RIEL, ACTING PRESIDING JUDGE, REGIONAL TRIAL COURT, NATIONAL CAPITAL JUDICIAL REGION, BRANCH 85, QUEZON CITY, Respondent.; UNIVERSITY OF THE PHILIPPINES, Intervenor.

  • G.R. No. 202687, January 14, 2015 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. JERIC PAVIA Y PALIZA aka �JERIC� AND JUAN BUENDIA Y DELOS REYES aka �JUNE�, Accused-Appellants.

  • G.R. Nos. 193383-84, January 14, 2015 - CBK POWER COMPANY LIMITED, Petitioner, v. COMMISSIONER OF INTERNAL REVENUE, Respondent.; G.R. NOS. 193407-08 - COMMISSIONER OF INTERNAL REVENUE, Petitioner, v. CBK POWER COMPANY LIMITED, Respondent.

  • G.R. No. 206832, January 21, 2015 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. ALFREDO MORALES Y LAM, Accused-Appellant.

  • G.R. No. 212932, January 21, 2015 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. ARNEL BALUTE Y VILLANUEVA, Accused-Appellant.

  • G.R. Nos. 209655-60, January 14, 2015 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. PALMY TIBAYAN AND RICO Z. PUERTO, Accused-Appellants.

  • A.M. No. RTJ-15-2405 [Formerly OCA I.P.I. No. 12-3919-RTJ], January 12, 2015 - ANTONIO S. ASCA�O, JR., CONSOLACION D. DANTES, BASILISA A. OBALO, JULIETA D. TOLEDO, JOSEPH Z. MAAC, EMILIANO E. LUMBOY, TITA F. BERNARDO, IGMEDIO L. NOGUERA, FIDEL S. SARMIENTO, SR., DAN T. TAUNAN, AMALIA G. SANTOS, AVELINA M. COLONIA, ERIC S. PASTRANA, AND MARIVEL B. ISON, Complaints, v. PRESIDING JUDGE JOSE S. JACINTO, JR., BRANCH 45, REGIONAL TRIAL COURT, SAN JOSE OCCIDENTAL MINDORO, Respondent.

  • G.R. No. 198756, January 13, 2015 - BANCO DE ORO, BANK OF COMMERCE, CHINA BANKING CORPORATION, METROPOLITAN BANK & TRUST COMPANY, PHILIPPINE BANK OF COMMUNICATIONS, PHILIPPINE NATIONAL BANK, PHILIPPINE VETERANS BANK AND PLANTERS DEVELOPMENT BANK, Petitioners, RIZAL COMMERCIAL BANKING CORPORATION AND RCBC CAPITAL CORPORATION, Petitioners, CAUCUS OF DEVELOPMENT NGO NETWORKS, Petitioner-Intervenor, v. REPUBLIC OF THE PHILIPPINES, THE COMMISSIONER OF INTERNAL REVENUE, BUREAU OF INTERNAL REVENUE, SECRETARY OF FINANCE, DEPARTMENT OF FINANCE, THE NATIONAL TREASURER AND BUREAU OF TREASURY, Respondents.

  • G.R. No. 156995, January 12, 2015 - RUBEN MANALANG, CARLOS MANALANG, CONCEPCION GONZALES AND LUIS MANALANG, Petitioners, v. BIENVENIDO AND MERCEDES BACANI, Respondents.

  • G.R. No. 207942, January 12, 2015 - YINLU BICOL MINING CORPORATION, Petitioner, v. TRANS-ASIA OIL AND ENERGY DEVELOPMENT CORPORATION, Respondent.

  • G.R. No. 185544, January 13, 2015 - THE LAW FIRM OF LAGUESMA MAGSALIN CONSULTA AND GASTARDO, Petitioner, v. THE COMMISSION ON AUDIT AND/OR REYNALDO A. VILLAR AND JUANITO G. ESPINO, JR. IN THEIR CAPACITIES AS CHAIRMAN AND COMMISSIONER, RESPECTIVELY, Respondents.

  • G.R. No. 189272, January 21, 2015 - PEOPLE OF THE PHILIPPINES, Appellee, v. CHI CHAN LIU A. K. A. CHAN QUE AND HUI LAO CHUNG A.K.A. LEOFE SENGLAO, Appellants.

  • G.R. Nos. 209672-74, January 14, 2015 - EDMUND SIA, Petitioner, v. WILFREDO ARCENAS, FERNANDO LOPEZ, AND PABLO RAFANAN, Respondents.

  • G.R. No. 184458, January 14, 2015 - RODRIGO RIVERA, Petitioner, v. SPOUSES SALVADOR CHUA AND S. VIOLETA CHUA, Respondents.; G.R. NO. 184472 - SPS. SALVADOR CHUA AND VIOLETA S. CHUA, Petitioners, v. RODRIGO RIVERA, Respondent.

  • G.R. No. 195671, January 21, 2015 - ROGELIO J. GONZAGA, Petitioner, v. PEOPLE OF THE PHILIPPINES, Respondent.

  • A.M. No. P-14-3281 (Formerly OCA IPI No. 12-3998-P), January 28, 2015 - FELISICIMO* R. SABIJON AND ZENAIDA A. SABIJON, Complainants, v. BENEDICT** M. DE JUAN, SHERIFF IV, REGIONAL TRIAL COURT OF KABACAN, NORTH COTABATO, BRANCH 22, Respondent.

  • G.R. No. 188016, January 14, 2015 - REPUBLIC OF THE PHILIPPINES, REPRESENTED BY THE COMMISSIONER OF INTERNAL REVENUE, Petitioner, v. TEAM (PHILS.) ENERGY CORPORATION (FORMERLY MIRANT (PHILS.) ENERGY CORPORATION), Respondent.

  • G.R. No. 182864, January 12, 2015 - EASTERN SHIPPING LINES, INC., Petitioner, v. BPI/MS INSURANCE CORP., & MITSUI SUMITOMO INSURANCE CO., LTD., Respondents.

  • G.R. No. 166357, January 14, 2015 - VALERIO E. KALAW, Petitioner, v. MA. ELENA FERNANDEZ, Respondent.

  • G.R. No. 195580, January 28, 2015 - NARRA NICKEL MINING AND DEVELOPMENT CORP., TESORO MINING AND DEVELOPMENT, INC., AND MCARTHUR MINING, INC., Petitioners, v. REDMONT CONSOLIDATED MINES CORP., Respondent.

  • G.R. No. 210660, January 21, 2015 - FLOR G. DAYO, Petitioner, v. STATUS MARITIME CORPORATION AND/OR NAFTO TRADE SHIPPING COMMERCIAL S.A., Respondents.

  • G.R. No. 204689, January 21, 2015 - STRONGHOLD INSURANCE COMPANY, INC., Petitioner, v. SPOUSES RUNE AND LEA STROEM, Respondents.

  • G.R. No. 206526, January 28, 2015 - WINEBRENNER & I�IGO INSURANCE BROKERS, INC., Petitioner, v. COMMISSIONER OF INTERNAL REVENUE, Respondents.

  • G.R. No. 203351, January 21, 2015 - PANAY POWER CORPORATION (FORMERLY AVON RIVER POWER HOLDINGS CORPORATION), Petitioner, v. COMMISSIONER OF INTERNAL REVENUE, Respondents.

  • UDK-15143, January 21, 2015 - IN THE MATTER OF: SAVE THE SUPREME COURT JUDICIAL INDEPENDENCE AND FISCAL AUTONOMY MOVEMENT v. ABOLITION OF JUDICIARY DEVELOPMENT FUND (JDF) AND REDUCTION OF FISCAL AUTONOMY.

  • G.R. No. 209499, January 28, 2015 - MA. CHARITO C. GADIA, ERNESTO M. PE�AS, GEMMABELLE B. REMO, LORENA S. QUESEA, MARIE JOY FRANCISCO, BEVERLY A. CABINGAS, IVEE U. BALINGIT, ROMA ANGELICA O. BORJA, MARIE JOAN RAMOS, KIM GUEVARRA, LYNN S. DE LOS SANTOS, CAREN C. ENCANTO, EIDEN BALDOVINO, JACQUELINE B. CASTRENCE, MA. ESTRELLA V. LAPUZ, JOSELITO L. LORD, RAYMOND G. SANTOS, ABIGAIL M. VILORIA, ROMMEL C. ACOSTA, FRANCIS JAN S. BAYLON, ERIC O. PADIERNOS, MA. LENELL P. AARON, CRISNELL P. AARON, AND LAWRENCE CHRISTOPHER F. PAPA, Petitioners, v. SYKES ASIA, INC./ CHUCK SYKES/ MIKE HINDS/ MICHAEL HENDERSON, Respondents.

  • G.R. No. 200169, January 28, 2015 - RODOLFO S. AGUILAR, Petitioner v. EDNA G. SIASAT, Respondents.

  • G.R. No. 199648, January 28, 2015 - FIRST OPTIMA REALTY CORPORATION, Petitioner, v. SECURITRON SECURITY SERVICES, INC., Respondents.

  • A.C. No. 10573, January 13, 2015 - FERNANDO W. CHU, Complainant, v. ATTY. JOSE C. GUICO, JR., Respondents.

  • G.R. No. 180147, January 14, 2015 - SARA LEE PHILIPPINES, INC., Petitioner, v. EMILINDA D. MACATLANG, ET AL.,1 Respondents.; G.R. NO. 180148 - ARIS PHILIPPINES, INC., Petitioner, v. EMILINDA D. MACATLANG, ET AL., Respondents.; G.R. NO. 180149 - SARA LEE CORPORATION, Petitioner, v. EMILINDA D. MACATLANG, ET AL., Respondents.; G.R. NO. 180150 - CESAR C. CRUZ, Petitioner, v. EMILINDA D. MACATLANG, ET AL., Respondents.; G.R. NO. 180319 - FASHION ACCESSORIES PHILS., INC., Petitioner, v. EMILINDA D. MACATLANG, ET AL., Respondents.; G.R. NO. 180685 - EMILINDA D. MACATLANG, ET AL., Petitioners, v. NLRC, ARIS PHILIPPINES, INC., FASHION ACCESSORIES PHILS., INC., SARA LEE CORPORATION, SARA LEE PHILIPPINES, INC., COLLIN BEAL AND ATTY. CESAR C. CRUZ, Respondents.

  • G.R. No. 185812, January 13, 2015 - MARITIME INDUSTRY AUTHORITY, Petitioner, v. COMMISSION ON AUDIT, Respondents.

  • G.R. No. 203026, January 28, 2015 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. NATHANIEL PASION Y DELA CRUZ A.K.A. �ATHAN� AND DENNIS MICHAEL PAZ Y SIBAYAN, Accused-Appellants.

  • G.R. No. 165354, January 12, 2015 - REPUBLIC OF THE PHILIPPINES, REPRESENTED BY THE NATIONAL POWER CORPORATION, Petitioner, v. HEIRS OF SATURNINO Q. BORBON, AND COURT OF APPEALS, Respondents.

  • G.R. No. 148748, January 14, 2015 - IMELDA, LEONARDO, FIDELINO, AZUCENA, JOSEFINA, ANITA AND SISA, ALL SURNAMED SYJUCO, Petitioners, v. REPUBLIC OF THE PHILIPPINES, Petitioner-Intervenor, v. FELISA D. BONIFACIO AND VSD REALTY & DEVELOPMENT CORPORATION, Respondents.

  • G.R. No. 206393, January 21, 2015 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. MICHAEL JOSON Y ROGANDO, Defendant-Appellant.

  • G.R. No. 168406, January 14, 2015 - CLUB FILIPINO, INC. AND ATTY. ROBERTO F. DE LEON, Petitioners, v. BENJAMIN BAUTISTA, RONIE SUALOG, JOEL CALIDA, JOHNNY ARINTO, CARLITO PRESENTACION, AND ROBERTO DE GUZMAN, Respondents.

  • G.R. No. 191972, January 26, 2015 - HENRY ONG LAY HIN, Petitioner, v. COURT OF APPEALS (2ND DIVISION), HON. GABRIEL T. INGLES, AS PRESIDING JUDGE OF RTC BRANCH 58, CEBU CITY, AND THE PEOPLE OF THE PHILIPPINES, Respondents.

  • G.R. No. 211002, January 21, 2015 - RICHARD RICALDE, Petitioner, v. PEOPLE OF THE PHILIPPINES, Respondent.

  • G.R. No. 174184, January 28, 2015 - G.J.T. REBUILDERS MACHINE SHOP, GODOFREDO TRILLANA, AND JULIANA TRILLANA, Petitioners, v. RICARDO AMBOS, BENJAMIN PUTIAN, AND RUSSELL AMBOS, Respondents.

  • G.R. No. 109645, January 21, 2015 - ORTIGAS & COMPANY LIMITED PARTNERSHIP, Petitioner, v. JUDGE TIRSO VELASCO AND DOLORES V. MOLINA, Respondents.; [G.R. No. 112564] - DOLORES V. MOLINA, Petitioner, v. HON. PRESIDING JUDGE OF RTC, QUEZON CITY, BR. 105 AND MANILA BANKING CORPORATION, Respondents.; [G.R. No. 128422] - DOLORES V. MOLINA, Petitioner, v. THE HONORABLE COURT OF APPEALS AND EPIMACO ORETA, Respondents.; [G.R. No. 128911] - THE MANILA BANKING CORPORATION AND ALBERTO V. REYES, Petitioners, v. DOLORES V. MOLINA AND HON. MARCIANO BACALLA, IN HIS CAPACITY AS PRESIDING JUDGE OF THE REGIONAL TRIAL COURT OF QUEZON CITY, BRANCH 216, Respondent.

  • G.R. No. 167519, January 14, 2015 - THE WELLEX GROUP, INC., Petitioner, v. U-LAND AIRLINES, CO., LTD., Respondent.

  • G.R. No. 201151, January 14, 2015 - PEOPLE OF THE PHILIPPINES, Plaintiff-Appellee, v. NESTOR SUAREZ Y MAGTAGNOB, Accused-Appellant.

  • G.R. No. 191710, January 14, 2015 - DEMETRIA DE GUZMAN, AS SUBSTITUTED BY HER HEIRS OLGA C. BARBASO AND NOLI G. CEMENTTNA;* LOLITA A. DE GUZMAN; ESTHER G.MILAN; BANAAG A. DE GUZMAN; AMOR G. APOLO, AS SUBSTITUTED BY HIS HEIRS ALBERTO T. APOLO, MARK APOLO AND GEORGE APOLO;* HERMINIO A. DE GUZMAN; LEONOR G. VTVENCIO; NORMA A. DE GUZMAN; AND JOSEFINA G. HERNANDEZ, Petitioners, v. FBLINVEST DEVELOPMENT CORPORATION, Respondent.

  • G.R. No. 168616, January 28, 2015 - HOME GUARANTY CORPORATION, Petitioner, v. LA SAVOIE DEVELOPMENT CORPORATION, Respondent.

  • G.R. No. 200628, January 13, 2015 - MARIA THERESA G. GUTIERREZ, Petitioner, v. COMMISSION ON AUDIT AND AUDITOR NARCISA DJ JOAQUIN, Respondents.

  • G.R. No. 198587, January 14, 2015 - SAUDI ARABIAN AIRLINES (SAUDIA) AND BRENDA J. BETIA, Petitioners, v. MA. JOPETTE M. REBESENCIO, MONTASSAH B. SACAR-ADIONG, ROUEN RUTH A. CRISTOBAL AND LORAINE S. SCHNEIDER-CRUZ, Respondents.